Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 5
Active

Active·111 days on market

Lot 36 37 SW 162nd Terrace

Starke, FL 32091

$38,000MLS# 2119259
0
Beds
0
Baths
0
Sq Ft
Built
Garage
No
Pool
FEMA Zone AENo HOA15,246 sqft lotWaterfrontUnimproved Land

About this home

Starke

Looking for a piece of Florida land with some water in your back yard that's affordable? This is for you. Sit and enjoy the water views, kayak, and enjoy Florida. Boat ramp for Crosby lake is near by.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$38,000
$7,600
Loan Term
Monthly Payment
$201
Principal & Interest: $201
Insurance (est.): $25
Estimated Total Monthly
$227
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,653 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 2, 2026Listed$38,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$38,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres0.35 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontYes

School Information

MiddleBradford
HighBradford

Community Information

AddressLot 36 37 SW 162nd Terrace, Starke, FL 32091
Area524-Bradford County-SW
SubdivisionCrosby Lake Inlet
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size15,246 sq ft
Parcel Number00782-0-03600

Amenities

UtilitiesOther

Exterior

Lot DescriptionOther

Additional Information

Date ListedJune 2, 2026
Days on Market183
Listing TermsCash
55+ CommunityNo

Listing Courtesy of: JULIE MORROW PREMIER REALTY INC · juliejmorrow@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines