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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jun 22, 2026·160 days on market

3792 Timberline Drive

Orange Park, FL 32065

$335,000sold priceListed at $339,000 · 98.8% of asking$197/sqftMLS# 2117505
4
Beds
2
Baths
1,700
Sq Ft
2005
Built
2
Garage
No
Pool
HOA $7/mo6,534 sqft lotSingle Family Residence1 story

About this home

Orange Park

*Price Reduced* Ready to start your homeownership journey? This beautifully landscaped corner lot in Oakleaf Plantation offers the perfect setting. The well-maintained 4-bedroom, 2-bath home features neutral tile throughout, making it easy to clean and maintain. The open floorplan is perfect for hosting family and friends. Oakleaf Plantation amenities include club pools, tennis, soccer, basketball, playgrounds, fitness centers, a clubhouse, and more. Conveniently located near major highways and Oakleaf Town Center with shopping, dining, and the Epic Movie Theater. Come see it for yourself, make an offer and let this home become your story—you won't be disappointed!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,856
Property taxesest. at asking price, Clay County$513
HOAbilled annually$7
Estimated total, before insurance$2,376/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,807/yr · $151/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$335,000
$67,000
Loan Term
Monthly Payment
$1,856
Principal & Interest: $1,856
Property taxes (est.): $513
Insurance (est.): $223
Estimated Total Monthly
$2,592
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,701 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$290,221$0—
2024$286,158$0—
2023$284,833$0—
2022$250,131$0—
2021$185,525$0—
2020$175,064$0—

2024 property taxes (current owner): $1,807/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $199/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
618 Briar View Drive, Orange Park, FL 32065Listed by WATSON REALTY CORPAug 2026$325,000$1753/21,852370.2
3639 Live Oak Hollow Drive, Orange Park, FL 32065Listed by WATSON REALTY CORPAug 2026$287,000$2103/21,367130.3
547 Tynes Boulevard, Middleburg, FL 32068Listed by EAGLES WORLD REALTY, INCSep 2026$325,000$1903/2.51,7151010.6
4143 Grayfield Lane, Orange Park, FL 32065Listed by WATSON REALTY CORPSep 2026$315,000$1893/21,666561.1
444 Forest Meadow Lane, Orange Park, FL 32065Listed by ENTERA REALTY LLCAug 2026$333,600$1595/2.52,0971121.2
351 Hepburn Road, Orange Park, FL 32065Listed by OPENDOOR BROKERAGE, LLC.Aug 2026$315,000$1913/21,653501.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$339,000
Price / Sq Ft$199
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,700
Total Structure Area2,360 sq ft
Acres0.15 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address3792 Timberline Drive, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionOakleaf Plantation
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size6,534 sq ft
Parcel Number07042500786900814
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Patio, Rear Porch
FencingBack Yard
RoofShingle
Other StructuresShed(s)
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedMay 13, 2026
Days on Market160
HOA Fees$85 / Annually
HOA FrequencyAnnually
HOA NameOakleaf Plantation
Tax Amount$1,806.82
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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