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Active

Active·264 days on market

6645 N Ocean Shore Boulevard 8

Palm Coast, FL 32137

$3,900,000$966/sqftEst. $19,885/moMLS# 2116281

Beds

Baths

4,036

Sq Ft

2026

Built

Garage

Yes

Pool

About this home

Palm Coast

Pre-Construction prices now available. Brand New Direct oceanfront along the pristine shore of Palm Coast. This residence is a stand alone single family home in the Private & Exclusive community that combines contemporary aesthetics with timeless coastal charm. Designed by top waterfront specialists, the project aims to go above and beyond with over 1,600sf rooftop awaiting your personal touches to make the perfect entertaining area. Private pool with outdoor area, includes a summer kitchen and fireplace to enhance the natural beauty and peaceful beachfront. Masterfully created to showcase Atlantic ocean views. Inside you'll find the wow factor with soaring 20-foot-high ceilings, jumbo slab kitchen island inside the gourmet kitchen complete with double oven and floor to ceiling wine display. Primary bedroom spans the entire 3rd floor giving a true sense of space and grandeur. Oversized hurricane sliders provide panoramic ocean views. Selections customizable for a limited time only

Cost to own

Mortgage calculator

Home Price

$3,900,000

Down Payment: 20%

$780,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$19,885

Principal & Interest: $19,885

Insurance (est.): $2,600

Estimated Total Monthly

$22,485

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$19,885

HOAbilled monthly$750

Estimated total, before insurance$20,635/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$27,994/yr · $2,333/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2024 property taxes (current owner): $27,994/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Concrete — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,667 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Nov 4, 2025Listed$3,900,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$3,900,000

Price / Sq Ft$966

Bedrooms3

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage4,036

Acres3.87 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleHalf Duplex

Property ConditionTo Be Built, Under Construction

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Heated, Salt Water, Waterfall

Is WaterfrontYes

New ConstructionYes

Direction FacesEast

Community Information

Address6645 N Ocean Shore Boulevard 8, Palm Coast, FL 32137

Area605-Flagler County North-Beach

SubdivisionDupont Estates

CityPalm Coast

CountyFlagler

StateFL

Zip Code32137

Lot Size168,577.2 sq ft

Parcel Number3710311550000000220

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached

ViewBeach, Ocean

Waterfront TypeOcean Access, Ocean Front

Interior

Interior FeaturesBreakfast Bar, Elevator, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s), Wet Bar, Wine Cellar

AppliancesConvection Oven, Dishwasher, Double Oven, Electric Cooktop, Electric Range, Gas Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater

HeatingCentral, Electric

CoolingCentral Air, Separate Meters

FlooringMarble, Stone, Tile, Wood

FireplaceYes

# of Fireplaces3

Fireplace FeaturesGas, Outside

# of Stories3

LevelsThree Or More

LaundryElectric Dryer Hookup, Washer Hookup

Spa FeaturesIn Ground, Private