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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·288 days on market

47 Blue Crab Lane

Panacea, FL 32346

$995,000$777/sqftEst. $5,131/moMLS# 2114544
3
Beds
2
Baths
1,280
Sq Ft
2023
Built
Garage
Yes
Pool

About this home

Panacea

This 3-bedroom 2 bath is a Octagon home on .333 acres is built to withstand winds of 180 mph. 17 feet off the ground. A 1500 lb. cargo lift. Open living room and kitchen layout.French door refrigerator with bottom freezer, range with convection-air fry oven dishwasher, microwave and garbage disposal. Panoramic view of the Gulf of America. 6 ceiling fans, wood louvered doers, vinyl planking throughout, kitchen island.Beautiful sunrise and sunset views from all windows, doors and 1 Oft wide deck with pergola to hang your hammock. The Boathouse has a lift on the canal with access to the Gulf of America. The property has a seawall still under warranty , transferable Beach and Park, over 400 acres, with fishing pier and beach access and public boat ramp. Bike trails, Golf cart friendly quiet neighborhood. Food and entertainment a short ride away. Vaulted ceilings All closets with organizers. Pool outside the master bedroom From your pool and watch the boats and the porpoise play!

Cost to own

Mortgage calculator

$995,000
$199,000
Loan Term
Monthly Payment
$5,131
Principal & Interest: $5,131
Insurance (est.): $663
Estimated Total Monthly
$5,794
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$5,131
Estimated total, before insurance$5,131/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone VE — coastal high-hazard area

Flood insurance is required by lenders, at coastal (wave-action) rates.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,794 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 22, 2025Listed$995,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$995,000
Price / Sq Ft$777
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,280
Acres0.33 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusActive
# of Carport Spaces2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes

School Information

ElementaryOther
MiddleOther
HighOther

Community Information

Address47 Blue Crab Lane, Panacea, FL 32346
Area992-Out Of Area-West
SubdivisionPanacea Shores
CityPanacea
CountyWakulla
StateFL
Zip Code32346
Lot Size14,505.48 sq ft
Lot Dimensions141x125
Parcel Number086S01W02904795014

Amenities

UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther, Additional Parking, Attached Carport, Carport, Covered, Gated, Off Street, RV Access/Parking
ViewIntracoastal, Ocean, Pool, Other

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s), Other
AppliancesConvection Oven, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesBoat Lift, Impact Windows, Storm Shutters, Other
Lot DescriptionCleared, Cul-De-Sac, Dead End Street, Irregular Lot
Patio / PorchDeck, Porch, Rear Porch, Side Porch, Wrap Around
FencingFenced, Wood
RoofMetal
Other StructuresShed(s)

Additional Information

Date ListedOctober 22, 2025
Days on Market223
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: YOUR CHOICE REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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