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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·336 days on market

Lot 11 SW County Road 225

Starke, FL 32091

$125,000Est. $662/moMLS# 2114347
0
Beds
0
Baths
0
Sq Ft
Built
Garage
No
Pool
FEMA Zone XNo HOA10.11 acresUnimproved Land

About this home

Starke

Welcome Home to Old Cypress Farms! Lot 11 has 10.1+/- acres ready for you to bring your dreams to a reality. Have you been looking for a space for a quiet weekend retreat? Somewhere you don't have to be in the middle of the chaos. Bring the family and take a look and see if these new offerings in Bradford County have what you're looking for! *All Parcel Boundaries are Estimated Only* Please see Document Section for Covenants and Restrictions and Offer Instructions.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$662
Estimated total, before insurance$662/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$125,000
$25,000
Loan Term
Monthly Payment
$662
Principal & Interest: $662
Insurance (est.): $83
Estimated Total Monthly
$745
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 21, 2025Listed$125,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$125,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres10.11 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

AddressLot 11 SW County Road 225, Starke, FL 32091
Area524-Bradford County-SW
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size440,391.6 sq ft
Parcel NumberPART OF: 00834-0-00100
ZoningResidential

Amenities

UtilitiesOther
Water SourceWell, None
ViewTrees/Woods

Exterior

Lot DescriptionMany Trees
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedOctober 21, 2025
Days on Market259
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: PRISTINE PROPERTIES OF FLORIDA LLC · Ralph@pristinepropertiesland.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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