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Pending

Pending·360 days on market

5830 Campo Drive

Keystone Heights, FL 32656

$84,000Est. $445/moMLS# 2110842
0
Beds
0
Baths
0
Sq Ft
Built
Garage
No
Pool
No HOA6.30 acresUnimproved Land

About this home

Keystone Heights

Discover your own private retreat on this 6.3-acre wooded lot in Keystone Heights, Florida. If you're looking for privacy and room to create your dream property, this is a blank canvas ready for your vision. Whether you're dreaming of a gentleman's farm, custom home, or a small business alongside your residence, the possibilities are endless. Zoned AR (Agricultural Residential), this property offers a wide range of permitted uses including kennels, animal boarding, farming, and much more (zoning regulations available upon request). The peaceful wooded setting provides natural beauty and seclusion while still being conveniently located near Keystone Heights and surrounding communities. An additional lot is also available MLS # 2110845. (Parcel #03-08-24-006919-470-00) offering 7.5 acres for $99,000 — the perfect opportunity to expand your homestead or investment. Buy 1 Lot or both! Don't miss the chance to own acreage in a growing area with so many possibilities!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$445
Property taxesest. at asking price, Clay County$129
Estimated total, before insurance$574/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$785/yr · $65/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$84,000
$16,800
Loan Term
Monthly Payment
$445
Principal & Interest: $445
Property taxes (est.): $129
Insurance (est.): $56
Estimated Total Monthly
$630
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$65,794$49,020
2024$65,794$44,564
2023$56,794$40,513
2022$39,195$36,830
2021$39,195$33,482
2020$34,650$30,439

2024 property taxes (current owner): $785/yr

Estimated taxes if purchased at asking price: ~$1,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Features

Price$84,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres6.30 acres
TypeLand
Sub-TypeUnimproved Land
StatusPending
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMcrae
HighKeystone Heights

Community Information

Address5830 Campo Drive, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionOak Forest
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size274,428 sq ft
Lot Dimensions316 x 873
Parcel Number04-08-24-006919-469-00
ZoningAgricultural

Amenities

UtilitiesElectricity Available, Other
Water SourceNone
ViewTrees/Woods

Exterior

Lot DescriptionWooded
Road SurfaceAsphalt, Dirt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 27, 2025
Days on Market33
Tax Amount$785.41
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: DALTON WADE INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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