Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 28
Active

Active·54 days on market

15730 Equine Gait Drive

Jacksonville, FL 32234

$294,000$136/sqftEst. $1,570/moMLS# 2102603
4
Beds
2.5
Baths
2,165
Sq Ft
2022
Built
2
Garage
No
Pool
FEMA Zone XHOA $14/mo4,356 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Bank Approved Price' Short sale! AS IS Appraisal came back at 300K. Welcome home to this 4-bedroom, 2-bath beauty, built in 2022, located in the desirable Winchester Ridge community. This property offers over 2,165 sq ft of well-designed living space and is perfect for buyers looking to add personal touches and build instant equity. Step inside to an open-concept floor plan featuring tile flooring in the main living areas, carpeted bedrooms, and vaulted ceilings for a spacious, airy feel. The kitchen is equipped with black appliances, ample cabinetry, solid surface countertops, a pantry, and a breakfast bar that opens to the family room great for entertaining. The primary suite includes a generous walk-in closet and a private bath with dual sinks, a soaking tub, with shower. Three additional bedrooms offer flexibility for guests, a home office, or growing family needs. Enjoy evenings in your fully fenced backyard with patio, perfect for relaxing or hosting BBQs.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,570
Property taxesest. at asking price, Duval County$480
HOAbilled annually$14
Estimated total, before insurance$2,063/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,598/yr · $550/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$294,000
$58,800
Loan Term
Monthly Payment
$1,570
Principal & Interest: $1,570
Property taxes (est.): $480
Insurance (est.): $196
Estimated Total Monthly
$2,246
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $303,000 in April 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$281,370$225,920—
2024$268,846$218,846—
2023$298,167$248,167—
2022$40,000$38,141—

2024 property taxes (current owner): $6,598/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 7, 2026Price change$294,000+$44,000
  • Jul 29, 2026Pending$250,000
  • Nov 5, 2025Listed$250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$294,000
Price / Sq Ft$136
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,165
Acres0.10 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMamie Agnes Jones
MiddleBaldwin
HighBaldwin

Community Information

Address15730 Equine Gait Drive, Jacksonville, FL 32234
Area066-Cecil Commerce Area
SubdivisionWinchester Ridge
CityJacksonville
CountyDuval
StateFL
Zip Code32234
Lot Size4,356 sq ft
Parcel Number0011200550
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Playground
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyDoors, Windows
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio
FencingFenced, Back Yard, Vinyl
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt, Concrete
Road FrontageCity Street

Additional Information

Date ListedAugust 7, 2026
Days on Market346
HOA Fees$166 / Annually
HOA FrequencyAnnually
HOA NameWinchester Ridge Phase 2
Tax Amount$6,598.11
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines