Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 47
Active

Active·262 days on market

2409 Falling Star Lane

Green Cove Springs, FL 32043

$278,000$150/sqftEst. $1,540/moMLS# 2098993
4
Beds
2
Baths
1,856
Sq Ft
2023
Built
2
Garage
No
Pool
FEMA Zone XHOA $8/mo6,098 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

Short Sale. BACK ON MARKET NO FAULT OF SELLER. Featuring a split-bedroom layout with a private owner's suite with a garden tub. The chef-inspired kitchen, upgraded backsplash, breakfast bar, and a walk-in pantry with custom shelving. The refrigerator and oven do not convey. Bonus: a hidden walk-in room for valuables or a private retreat. HIDDEN ROOM!!! Enjoy a spacious backyard and smart home features, including a video doorbell, thermostat, alarm, and smart code entry. Tinted Windows! Zoned for Clay County's top-rated schools and short distance from Fleming Island shopping and NAS JAX. Community amenities: 2 pools, splash pad, fitness center, pavilion, playground, dog park, pickleball, volleyball & athletic fields. Luxury, lifestyle, and location--schedule your private tour. **Short Sale: Lender has approved short sale of home. Closing timeline determined by lender.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,540
Property taxesest. at asking price, Clay County$426
HOAbilled annually$8
Estimated total, before insurance$1,974/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$7,473/yr · $623/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$278,000
$55,600
Loan Term
Monthly Payment
$1,540
Principal & Interest: $1,540
Property taxes (est.): $426
Insurance (est.): $185
Estimated Total Monthly
$2,151
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $301,000 in April 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$273,003$273,003—
2024$276,391$276,391—
2023$45,000$45,000—
2022$13,000$13,000—

2024 property taxes (current owner): $7,473/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 15, 2026Price change$278,000+$15,000
  • Sep 14, 2026Active$263,000
  • Aug 13, 2026Active Under Contract$263,000
  • Jan 21, 2026Listed$263,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $150/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2766 Oak Stream Drive, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS ST JOHNSSep 2026$340,000$1854/21,835290.1
2347 Oak Stream Drive, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$274,000$1763/21,55820.3
3158 Cold Leaf Way, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$297,000$1604/21,8611100.3
2366 Evening Oaks Lane, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$289,000$1693/21,711190.9
3040 Rustic Deer Way, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$275,000$1703/21,618270.9
3292 Cypress Walk Place, Green Cove Springs, FL 32043Listed by MOMENTUM REALTYSep 2026$460,000$1954/32,361421

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$278,000
Price / Sq Ft$150
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,856
Acres0.14 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address2409 Falling Star Lane, Green Cove Springs, FL 32043
Area162-Russell Landing/Penney Farms
SubdivisionCross Creek
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size6,098.4 sq ft
Parcel Number46052601030100643

Amenities

AmenitiesPool, Other, Clubhouse, Dog Park, Fitness Center, Pickleball, Playground
UtilitiesCable Available, Electricity Available, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Smart Thermostat, Split Bedrooms
AppliancesDishwasher, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

FencingFull
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedJanuary 22, 2026
Days on Market365
HOA Fees$100 / Annually
HOA FrequencyAnnually
HOA NamePriority Community Management
Tax Amount$7,473.04
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DALTON WADE INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines