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Sold

Sold·Closed Nov 10, 2025·85 days on market

1275 Surrey Glen

Middleburg, FL 32068

$365,000sold priceListed at $395,000 · 92.4% of asking$242/sqftMLS# 2098599
3
Beds
2
Baths
1,508
Sq Ft
1979
Built
2
Garage
Yes
Pool
No HOA1.12 acresSingle Family Residence1 story

About this home

Middleburg

EXTREMELY MOTIVATED SELLERS! WELCOME TO YOUR SLICE OF FLORIDA PARADISE! This beautifully updated 3BR/2BA pool home sits on over an acre of peaceful land. Enjoy a bright and open kitchen with rich cabinetry, modern counters, and ample storage. The spacious living room features a stunning wood-burning fireplace—perfect for relaxing nights in. The primary suite offers a charming bath, and the guest bath has been stylishly updated. Major updates include a new water heater and a 1-year-old HVAC system. Outside, the massive 42'x19.9' in-ground pool with new pump is ideal for Florida living. RV parking with 50-amp service and water hookup Located in a top-rated school zone and near St. Vincent's, NAS Jax, and Camp Blanding. The community offers a playground, basketball courts, and more. Move-in ready and priced to sell—this gem won't last long

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,022
Property taxesest. at asking price, Clay County$559
Estimated total, before insurance$2,581/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,957/yr · $246/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$365,000
$73,000
Loan Term
Monthly Payment
$2,022
Principal & Interest: $2,022
Property taxes (est.): $559
Insurance (est.): $243
Estimated Total Monthly
$2,824
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,957/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 30, 2025Listed$395,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $248/sq ft; this home is listed at $262/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7281 Cactus Cut Court, Middleburg, FL 32068Listed by MARK SPAIN REAL ESTATEMay 2026$495,000$2613/21,89580.7
1131 Cactus Cut Road, Middleburg, FL 32068Listed by PALM III REALTY AND PROPERTY MOct 2026$410,000$2483/21,652430.8
4041 Saddlehorn Trail, Middleburg, FL 32068Listed by WATSON REALTY CORPMay 2026$500,000$2724/21,8413260.8
4630 Pine Ridge Parkway, Middleburg, FL 32068Listed by MARK SPAIN REAL ESTATEAug 2026$300,000$1913/21,56891.3
1095 Persimmon Drive, Middleburg, FL 32068Listed by UNITED REAL ESTATE GALLERYJul 2026$320,000$1694/21,899151.4
4122 Fishing Creek Lane, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$340,000$1893/21,795231.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$395,000
Price / Sq Ft$262
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,508
Acres1.12 acres
Year Built1979
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address1275 Surrey Glen, Middleburg, FL 32068
Area143-Foxmeadow Area
SubdivisionFoxmeadow
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size48,787.2 sq ft
Parcel Number26042400560610900

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen
AppliancesDishwasher, Electric Oven, Electric Water Heater
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1

Exterior

Lot DescriptionEasement Access, Sprinklers In Rear
Patio / PorchPatio, Rear Porch, Screened
FencingBack Yard, Chain Link, Wood

Additional Information

Date ListedJuly 30, 2025
Days on Market85
Tax Amount$2,956.65
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JPAR CITY AND BEACH

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 10, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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