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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·428 days on market

1906 Debarry Avenue

Orange Park, FL 32073

$1,199,000$352/sqftEst. $6,228/moMLS# 2097571
0
Beds
0
Baths
3,408
Sq Ft
1978
Built
Garage
No
Pool

About this home

Orange Park

Attention Doctors and Medical Professionals and business owners! Currently epuipped as an exceptional medical facility in Orange Park, FL, featuring two fully-equipped units ideal for various healthcare practices. This building is also zoned for a variety of other types of businesses. Zoned (CN) with Orange Park Unit 1 offers 6 patient rooms, 3 bathrooms, a combined kitchen/lab area, and a separate restroom with privacy door. Additionally, it includes a dedicated doctor's office with en-suite bathroom, manager's office, and ample storage closets for supplies and records. Unit 2 features an EKG/patient room, X-ray room, utility room, kitchen, doctor's office with en-suite bathroom, guest bathroom located conveniently in the hallway, lobby, separate waiting area, and generous storage space. Strategically located with high visibility, convenient patient access, and ample parking. Ideal for expanding or establishing your medical practice. Schedule a showing today!

Cost to own

Mortgage calculator

$1,199,000
$239,800
Loan Term
Monthly Payment
$6,228
Principal & Interest: $6,228
Property taxes (est.): $1,837
Insurance (est.): $799
Estimated Total Monthly
$8,864
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$6,228
Property taxesest. at asking price, Clay County$1,837
Estimated total, before insurance$8,065/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$7,431/yr · $619/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$451,086$451,086
2024$420,753$420,753
2023$403,690$393,651
2022$357,865$357,865
2021$329,311$329,311
2020$324,025$324,025

2024 property taxes (current owner): $7,431/yr

Estimated taxes if purchased at asking price: ~$22,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle, Roofover, Steel Joist — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0023922 · Public water (record)

County records show this parcel on central sewer served by FL0023922 — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,278 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 9, 2025Listed$1,199,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,199,000
Price / Sq Ft$352
Bedrooms0
Bathrooms5.00
Full Baths0
Square Footage3,408
Acres0.51 acres
Year Built1978
TypeCommercial Sale
Sub-TypeOffice
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address1906 Debarry Avenue, Orange Park, FL 32073
Area132-Bellair/Grove Park
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size22,215.6 sq ft
Parcel Number41042602025500000
ZoningProfessional/Office

Amenities

SewerPublic Sewer
ParkingParking Lot

Interior

HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile

Exterior

Lot DescriptionFew Trees
FencingBack Yard, Wood
RoofShingle, Roofover, Steel Joist
ConstructionBrick, Concrete
Road FrontageCity Street

Additional Information

Date ListedJuly 9, 2025
Days on Market364
Tax Amount$7,430.66
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: FORWARD REAL ESTATE INVESTMENT GROUP LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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