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Active

Active·509 days on market

335 S Carolina Street

Hawthorne, FL 32640

$350,900$158/sqftEst. $1,858/moMLS# 2084648
2
Beds
2.5
Baths
2,220
Sq Ft
2012
Built
Garage
No
Pool
FEMA Zone XNo HOA0.40 acresSingle Family Residence1 story

About this home

Hawthorne

A BEAUTIFUL FARM HOUSE STYLE HOME is waiting for YOU. 4BR 2BA in house and half bath in the laundry room. This home sports BEAUTIFUL HARD WWOD FLOORS in the living area. Awesome kitchen with lots of room. Look out you kitchen window and watch the deer and other animals come across the acreage behind the house(10 acres also listed separately). Nice front porch and back porch. Has 4'' submersible well, new water heater, HVAC only 4 years old. Nice shed with air compressor. OH a basement for bad weather. DON'T LET THIS ONE GET AWAY. SCHEDUL A SHOWING TODAY!!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,858
Estimated total, before insurance$1,858/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,608/yr · $134/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,900
$70,180
Loan Term
Monthly Payment
$1,858
Principal & Interest: $1,858
Insurance (est.): $234
Estimated Total Monthly
$2,092
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,721 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,608/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 30, 2025Listed$350,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$350,900
Price / Sq Ft$158
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,220
Acres0.40 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address335 S Carolina Street, Hawthorne, FL 32640
Area574-Interlachen-NW
SubdivisionCooper Lake Terrace
CityHawthorne
CountyPutnam
StateFL
Zip Code32640
Lot Size17,424 sq ft
Parcel Number121023167000100920
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Covered, Detached Carport, Off Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Water Heater, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Trash Compactor, Washer, Water Softener Owned, Water Softener Rented
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Wall/Window Unit(s)
FlooringCarpet, Tile, Wood
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared, Few Trees
Patio / PorchCovered, Front Porch, Porch, Rear Porch
RoofShingle
ConstructionFrame, Wood Siding
Other StructuresShed(s)
Road SurfaceGravel
Road FrontageCounty Road

Additional Information

Date ListedApril 30, 2025
Days on Market395
Tax Amount$1,607.71
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INTERLACHEN REALTY SERVICES, INC · jdavisint@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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