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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·936 days on market

534 Palm Way

Georgetown, FL 32139

$29,900MLS# 2009158
0
Beds
0
Baths
0
Sq Ft
Built
Garage
No
Pool

About this home

Georgetown

Beautiful lot partially cleared! 0.46 acres to build your dream home or weekend getaway! Located in the Paradise Lakes subdivision with access to the community boat ramp to Lake George and the Saint John's River. Georgetown is a small community located just outside of Crescent City. Mobile homes allowed on this high and dry nearly half acre buildable lot. Owner financing available!

Cost to own

Mortgage calculator

$29,900
$5,980
Loan Term
Monthly Payment
$155
Principal & Interest: $155
Insurance (est.): $20
Estimated Total Monthly
$174
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $80/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,465 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Feb 15, 2024Listed$29,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$29,900
Bedrooms0
Bathrooms0.00
Full Baths0
Acres0.46 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address534 Palm Way, Georgetown, FL 32139
Area583-Crescent/Georgetown/Fruitland/Drayton Isl
SubdivisionParadise Lakes
CityGeorgetown
CountyPutnam
StateFL
Zip Code32139
Lot Size20,037.6 sq ft
Parcel Number081327706106000390
ZoningResidential

Amenities

AmenitiesBoat Dock
UtilitiesOther

Exterior

Lot DescriptionCleared
FencingWood
Road SurfaceDirt

Additional Information

Date ListedFebruary 15, 2024
Days on Market835
HOA Fees$45 / Annually
HOA FrequencyAnnually
HOA NameGeorgetown Cove
Tax Amount$79.77
Tax Year2023
Listing TermsCash, Owner May Carry, Private Financing Available
55+ CommunityNo

Listing Courtesy of: BLACK DOG REAL ESTATE ADVISORS INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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