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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach.

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Active·Listed today

82812 Belvoir Court

Fernandina Beach, FL 32034

$469,000$230/sqftEst. $2,424/moMLS# 2164156
4
Beds
3
Baths
2,040
Sq Ft
2021
Built
2
Garage
No
Pool

About this home

Fernandina Beach

Welcome to this beautiful 4-bedroom, 3-bath home in the desirable Village Walk community of Fernandina Beach! Offering approximately 2,040 sq. ft. of single-story living, this home features an open-concept layout, spacious kitchen, generous bedrooms, and a private primary suite. One of its standout features is the fenced backyard overlooking a peaceful preserve area, offering added privacy and a beautiful natural setting with no immediate rear neighbors. Additional features include a 2-car garage, gas range, water softener, and access to the community pool. Conveniently located near shopping, dining, Amelia Island, and Fernandina Beach. Enjoy privacy, comfort, and Florida living in one exceptional home. Schedule your private showing today!

Cost to own

Mortgage calculator

$469,000
$93,800
Loan Term
Monthly Payment
$2,424
Principal & Interest: $2,424
Property taxes (est.): $648
Insurance (est.): $313
Estimated Total Monthly
$3,384
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,424
Property taxesest. at asking price, Nassau County$647
HOAbilled annually$73
Estimated total, before insurance$3,144/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,487/yr · $374/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,487/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 9, 2026Listed$469,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$469,000
Price / Sq Ft$230
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,040
Acres0.18 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address82812 Belvoir Court, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionVillage Walk
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size7,840.8 sq ft
Parcel Number402N27110201700000

Amenities

AmenitiesPool, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener

Interior

Interior FeaturesBreakfast Bar
AppliancesDryer, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
SecuritySecurity Gate

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio
FencingFenced, Vinyl

Additional Information

Date ListedSeptember 9, 2026
Days on Market0
HOA Fees$872 / Annually
HOA FrequencyAnnually
Tax Amount$4,487.29
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COASTAL LUXE INTERNATIONAL REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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