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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·Listed today

2769 Riverside Avenue

Jacksonville, FL 32205

$739,000$299/sqftEst. $3,799/moMLS# 2162255
3
Beds
3
Baths
2,468
Sq Ft
1909
Built
2.5
Garage
No
Pool

About this home

Jacksonville

Classic architectural charm meets extensive modern updates at 2769 Riverside Avenue, ideally located in Jacksonville's highly desirable Riverside/Avondale area. This beautifully renovated bungalow retains the character that makes the neighborhood so special while offering substantial improvements to many of the home's major systems. Step inside to a spacious, open living and dining area with soaring ceilings, beautiful hardwood floors and a fireplace. French doors lead to a separate den, providing the perfect space for a home office, library or additional sitting room. Two bedrooms are conveniently located on the first floor, while upstairs you'll find an impressive loft-style third bedroom with a restored Juliet balcony, creating a unique private retreat. The home offers three beautifully updated bathrooms, along with a recently renovated kitchen featuring new cabinetry, quartz countertops, gas range, refrigerator, and dishwasher. The current owner has made significant

Cost to own

Mortgage calculator

$739,000
$147,800
Loan Term
Monthly Payment
$3,799
Principal & Interest: $3,799
Property taxes (est.): $1,207
Insurance (est.): $493
Estimated Total Monthly
$5,499
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,799
Property taxesest. at asking price, Duval County$1,207
Estimated total, before insurance$5,006/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,097/yr · $675/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,097/yr

Estimated taxes if purchased at asking price: ~$14,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1909)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,547 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 27, 2026Listed$739,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$739,000
Price / Sq Ft$299
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,468
Total Structure Area3,280 sq ft
Acres0.18 acres
Year Built1909
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman, Historic
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2.5
Has PoolNo
Is WaterfrontNo

Community Information

Address2769 Riverside Avenue, Jacksonville, FL 32205
Area031-Riverside
SubdivisionRiverside
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size7,840.8 sq ft
Parcel Number0778130000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage

Interior

AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Gas Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryUpper Level
SecuritySecurity Lights

Exterior

Exterior FeaturesBalcony
Patio / PorchPorch
FencingWood
RoofShingle
ConstructionWood Siding
Road FrontageCity Street

Additional Information

Date ListedAugust 28, 2026
Days on Market1
Tax Amount$8,096.68
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TRADITIONS REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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