This home is in Davis Shores, St. Augustine Beach.

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Active

Active·Listed today·Davis Shores

204 Coquina Avenue

St. Augustine Beach, FL 32080

$4,750,000$3092/sqftEst. $24,219/moMLS# 2157374

Beds

Baths

1,536

Sq Ft

1961

Built

—

Garage

Pool

About this home

Davis Shores

Rare opportunity in the heart of Davis Shores featuring two historically platted, conforming RS-2 lots totaling approximately 0.37 acres. Ideal for a builder, investor, or buyer seeking a home with long-term redevelopment potential. Existing home is block with metal roof and is owner occupied. Davis Shores was developed in the mid-1920s by D. P. Davis on reclaimed marshland on Anastasia Island. It sits just east of downtown St. Augustine--providing quick access to the city's restaurants, shops, and coastal amenities. The walkable neighborhood is on or near waterfront, close to beaches, Anastasia State Park, the Alligator Farm, lighthouse, and amphitheater. No HOA fees & Short term rentals are allowed. This property is also listed as vacant land. Interior photos coming soon- The home is currently being refreshed with light cosmetic updates, offering buyers the opportunity to move in, renovate over time, or build your dream home.

Cost to own

Mortgage calculator

Home Price

$4,750,000

Down Payment: 20%

$950,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$24,219

Principal & Interest: $24,219

Property taxes (est.): $6,321

Insurance (est.): $3,167

Estimated Total Monthly

$33,706

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$24,219

Property taxesest. at asking price, St. Johns County$6,321

Estimated total, before insurance$30,539/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,614/yr · $718/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,614/yr

Estimated taxes if purchased at asking price: ~$75,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History