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This home is in Shearwater Townhomes, St. Augustine.

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Active

Active·4 days on market·Shearwater Townhomes

207 Yellowstone Drive

St. Augustine, FL 32092

$347,990$218/sqftEst. $1,774/moMLS# 2156600
3
Beds
2
Baths
1,598
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Shearwater Townhomes

Now selling at Shearwater in St. Johns County! Move in ready townhomes. Modern design, spray foam insulation and a clean air home system. Whirlpool stainless appliances, washer and dryer, blinds, quartz or granite countertops, 42'' upper cabinets and a smart home package you control on your phone - front door camera, keyless entry, and thermostat. Built better floorplans -spacious kitchen islands, great rooms, plus loft space to live better. Enjoy world-class amenities including a lagoon pool, water slide, lazy river, lap pool, fitness center, multi-use trails, parks, and a community farm garden. Prime location near top-rated schools, shopping, and dining offering the perfect blend of convenience and lifestyle.

Cost to own

Mortgage calculator

$347,990
$69,598
Loan Term
Monthly Payment
$1,774
Principal & Interest: $1,774
Property taxes (est.): $463
Insurance (est.): $232
Estimated Total Monthly
$2,469
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,774
Property taxesest. at asking price, St. Johns County$463
HOAbilled monthly$185
Estimated total, before insurance$2,422/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 22, 2026Listed$347,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$347,990
Price / Sq Ft$218
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,598
Acres0.05 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address207 Yellowstone Drive, St. Augustine, FL 32092
Area304- 210 South
SubdivisionShearwater Townhomes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size2,178 sq ft
Parcel Number0100251550

Amenities

AmenitiesClubhouse, Dog Park, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LaundryUpper Level

Exterior

FencingOther
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedJuly 22, 2026
Days on Market2
HOA Fees$185 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

The neighborhood

About Shearwater Townhomes

Shearwater Townhomes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Shearwater Townhomes homes for sale →

Listing Courtesy of: MERITAGE HOMES OF FLORIDA REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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