This home is in Fernandina Beach.
Active·Listed today
1550 Canopy Drive
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Move right into this beautifully updated 4-bedroom, 3.5-bath pool home overlooking the golf course in desirable Parkway North. The stunning 2025 kitchen remodel features stylish finishes and is the heart of the home, while new wood flooring throughout the first floor adds warmth and elegance. Enjoy the convenience of main-level living with the primary suite and all living areas on the first floor; only the fourth bedroom/bonus room and bath are upstairs, offering ideal privacy for guests or a home office. Oversized garage accommodates two cars plus a golf cart, large driveway. Relax on the screened lanai overlooking the sparkling pool and golf course, all just minutes from the beach, shopping, dining, and historic downtown Fernandina Beach. Interior first floor paint 2025, roof 2022, water heater 2020, HVAC 2019.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,805/yr
Estimated taxes if purchased at asking price: ~$18,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2022 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,769 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 16, 2026Listed$1,099,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
Similar homes in Fernandina Beach
Active$899,000MLS# 2144822Est. $4,785/mo5012 Karen Street, Fernandina Beach, FL 320343 Beds2 Baths2,172 sqftResidentialFERNANDINA BEACH REALTY
Active$1,195,000MLS# 2141935Est. $6,360/mo862439 N Hampton Club Way, Fernandina Beach, FL 320344 Beds3 Baths3,670 sqftResidentialBETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines