This home is in St. Augustine.

1 / 63

Active Under Contract

Active Under Contract·45 days on market

410 Ocean Forest Drive

St. Augustine, FL 32080

$1,250,000$434/sqftEst. $6,354/moMLS# 2148827

Beds

Baths

2,882

Sq Ft

2017

Built

Garage

Pool

About this home

St. Augustine

Tucked beneath a canopy of majestic oak trees in the intimate gated community of Anastasia Dunes, this custom-built home offers a rare blend of beachside living and peaceful seclusion. Located just off A1A across from the Atlantic Ocean and only a five minute walk from St. Augustine Beach, the setting feels worlds away from the bustle of everyday life. Mornings begin with the sound of waves in the distance and sunrises filtering through the moss-draped oaks from the front porch. From the screened lanai, birdsong fills the air while the ocean provides a gentle backdrop beyond the trees. Built in 2017, the home was thoughtfully designed for both gathering and privacy. At the heart of the residence, the kitchen serves as the central hub, seamlessly connecting the living spaces and featuring Bosch stainless steel appliances, abundant workspace, and easy flow for entertaining. The open floor plan is complemented by a split bedroom design, with the primary suite privately positioned on one

Cost to own

Mortgage calculator

Home Price

$1,250,000

Down Payment: 20%

$250,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$6,354

Principal & Interest: $6,354

Est. Taxes & Insurance: $1,588

Estimated Total Monthly

$7,942

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$6,354

Property taxesest. at asking price, St. Johns County$1,663

HOAbilled annually$168

Estimated total, before insurance$8,185/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,020,593	$595,455	—
2024	$979,932	$577,966	—
2023	$903,913	$559,676	—
2022	$817,107	$541,918	—
2021	$604,030	$524,678	—
2020	$573,981	$516,744	—

Estimated taxes if purchased at asking price: ~$20,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 4, 2026Listed$1,250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,250,000

Price / Sq Ft$434

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage2,882

Acres0.26 acres

Year Built2017

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Direction FacesEast

Community Information

Address410 Ocean Forest Drive, St. Augustine, FL 32080

Area331-St Augustine Beach

SubdivisionAnastasia Dunes

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32080

Lot Size11,325.6 sq ft

Parcel Number1724911090

Amenities

AmenitiesPool, Gated

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas, Outside

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Sink

SecuritySecurity Gate