This home is in Silverleaf Village, St. Augustine.

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Active

Active·48 days on market·Silverleaf Village

65 Creekmore Drive

St. Augustine, FL 32092

$429,900$221/sqftEst. $2,288/moMLS# 2147837

Beds

Baths

1,948

Sq Ft

2021

Built

Garage

Pool

About this home

Silverleaf Village

Welcome to SilverLeaf, one of St. Johns County's most sought-after master-planned communities, where thoughtfully designed neighborhoods, exceptional amenities, top-rated schools, and a true sense of community create an extraordinary place to call home. Perfectly positioned on an oversized waterfront homesite with peaceful pond views and spectacular sunset backdrops, this beautifully maintained residence offers the ideal blend of comfort, functionality, and lifestyle for families seeking room to grow and a community they will love for years to come. From the moment you arrive, you'll appreciate the welcoming atmosphere that makes this home so special. Inside, soaring vaulted ceilings and an open-concept layout create a bright, spacious environment filled with natural light. Designed for the way families live today, the floor plan seamlessly connects the kitchen, dining area, and main living spaces, making it easy to stay connected whether you're preparing dinner, helping with homework

Cost to own

Mortgage calculator

Home Price

$429,900

Down Payment: 20%

$85,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,185

Principal & Interest: $2,185

Est. Taxes & Insurance: $546

Estimated Total Monthly

$2,731

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,288

Property taxesest. at asking price, St. Johns County$572

HOAbilled annually$100

Estimated total, before insurance$2,960/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $425,000 in June 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$405,671	$405,671	—
2024	$443,378	$421,083	—
2023	$382,803	$382,803	—
2022	$376,469	$376,469	—
2021	$85,000	$85,000	—
2020	$26,500	$26,500	—

2025 property taxes (current owner): $5,798/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,627 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 29, 2026Listed$429,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$429,900

Price / Sq Ft$221

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,948

Acres0.27 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryMagnolia Oaks Academy

MiddleMagnolia Oaks Academy

HighTocoi Creek

Community Information

Address65 Creekmore Drive, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionSilverleaf Village

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size11,761.2 sq ft

Parcel Number0265723570

Amenities

AmenitiesPool, Children's Pool, Dog Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached, Garage

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

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