This home is in Ponte Vedra Beach.

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Active

Active·49 days on market

230 Colima Court 924

Ponte Vedra Beach, FL 32082

$274,000$276/sqftEst. $1,458/moMLS# 2147576

Beds

Baths

991

Sq Ft

1996

Built

Garage

Pool

About this home

Ponte Vedra Beach

Experience coastal living at it's finest in this beautifully located 2 - bedroom, 2 - bath condo in desirable Ponte Vedra Beach. Just moments from the ocean, this condo offers the perfect blend of comfort, convenience, and lifestyle. Featuring a private garage, spacious living areas, and access to some of the area's top-rated schools, this property is ideal for full-time living, a vacation getaway or investment opportunity. Enjoy the ambience the fireplace contributes to the living room and relax on the screened in balcony! Nestled in one of Northeast Florida's most sought-after beach communities, residents enjoy a relaxed coastal atmosphere, pristine beaches, excellent dining, golf and easy access to Jacksonville and St. Augustine. Ponte Vedra Beach is widely known for it's highly rated St. Johns County schools, upscale coastal living and strong real estate demand. Show this one first

Cost to own

Mortgage calculator

Home Price

$274,000

Down Payment: 20%

$54,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,393

Principal & Interest: $1,393

Est. Taxes & Insurance: $348

Estimated Total Monthly

$1,741

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,458

Property taxesest. at asking price, St. Johns County$365

HOAbilled monthly$609

Estimated total, before insurance$2,432/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$241,000	$236,918	—
2024	$246,200	$215,380	—
2023	$279,530	$195,800	—
2022	$178,000	$178,000	—
2021	$145,500	$145,500	—
2020	$142,000	$142,000	—

2025 property taxes (current owner): $3,217/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History