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This home is in Grand Cay Villas, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

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Active

Active·94 days on market·Grand Cay Villas

230 Colima Court 924

Ponte Vedra Beach, FL 32082

$239,000$241/sqftEst. $1,229/moMLS# 2147576

Beds

Baths

991

Sq Ft

1996

Built

Garage

Pool

About this home

Grand Cay Villas

Huge price reduction! Motivated sellers! Experience coastal living at it's finest in this beautifully located 2 bedroom, 2 bath condo in desirable Ponte Vedra Beach. Located right by the pool, and it's private garage, this condo offers the perfect blend of comfort, convenience, and lifestyle. Featuring spacious living areas, and access to some of the area's top-rated schools, this property is ideal for full-time living, a vacation getaway or investment opportunity. Enjoy the ambience the fireplace contributes to the living room and relax on the screened in balcony! Nestled in one of Northeast Florida's most sought-after beach communities, residents enjoy a relaxed coastal atmosphere, pristine beaches, excellent dining, golf (the property borders the Players Championship golf course!) and easy access to Jacksonville and St. Augustine.

Cost to own

Mortgage calculator

Home Price

$239,000

Down Payment: 20%

$47,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,229

Principal & Interest: $1,229

Property taxes (est.): $318

Insurance (est.): $159

Estimated Total Monthly

$1,706

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,229

Property taxesest. at asking price, St. Johns County$318

HOAbilled monthly$609

Estimated total, before insurance$2,156/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,217/yr · $268/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$241,000	$236,918	—
2024	$246,200	$215,380	—
2023	$279,530	$195,800	—
2022	$178,000	$178,000	—
2021	$145,500	$145,500	—
2020	$142,000	$142,000	—

2025 property taxes (current owner): $3,217/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 29, 2026Price change$239,000−$10,000
Jul 17, 2026Price change$249,000−$25,000
May 28, 2026Listed$274,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$239,000

Price / Sq Ft$241

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage991

Year Built1996

TypeResidential

Sub-TypeCondominium

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Direction FacesEast

Community Information

Address230 Colima Court 924, Ponte Vedra Beach, FL 32082

Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd

SubdivisionGrand Cay Villas Condo

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Parcel Number0621300924

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Fitness Center, Gated, Maintenance Grounds

UtilitiesElectricity Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Assigned, Garage, Garage Door Opener, Gated

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedMay 28, 2026

Days on Market69

HOA Fees$609 / Monthly

HOA FrequencyMonthly

Tax Amount$3,216.56

Tax Year2025

Listing TermsCash, Conventional

55+ CommunityNo

New ConstructionNo

The neighborhood

About Grand Cay Villas

Grand Cay Villas is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.

View all Grand Cay Villas homes for sale →

Listing Courtesy of: INI REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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230 Colima Court 924

Grand Cay Villas

Mortgage calculator

True monthly cost

Taxes & assessment

Florida Reality Check

Price & status history

Features

Community Information

Amenities

Interior

Exterior

Additional Information

About Grand Cay Villas

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