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Active

Active·63 days on market

428 Blue Hampton Drive

Ponte Vedra, FL 32081

$698,000$336/sqftEst. $3,715/moMLS# 2145327
3
Beds
2
Baths
2,076
Sq Ft
2024
Built
3
Garage
No
Pool

About this home

Ponte Vedra

Don't wait to build! Just REDUCED and loaded with upgrades, this beautifully maintained home in highly desirable Seabrook Village is move-in ready. Tucked away on a quiet cul-de-sac, 428 Blue Hampton Drive offers peaceful water-to-preserve views from the screened lanai and fire pit area overlooking the pond. Natural light fills the open living spaces through additional café windows and a 12' sliding glass door. The thoughtfully designed floor plan features 3 bedrooms, 2.5 baths, a spacious loft, mudroom, and an oversized 2-car plus golf cart garage with abundant storage. The stunning upgraded kitchen is the heart of the home and flows seamlessly into the main living area. Professionally landscaped and enhanced with Bahamas shutters, gutters, a water softener, and countless thoughtful upgrades throughout. Enjoy the Nocatee lifestyle just in time for summer, with world-class amenities, dining, shopping, parks, and the beach all just a short golf cart ride away!

Cost to own

Mortgage calculator

$698,000
$139,600
Loan Term
Monthly Payment
$3,548
Principal & Interest: $3,548
Est. Taxes & Insurance: $887
Estimated Total Monthly
$4,435
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,715
Property taxesest. at asking price, St. Johns County$929
HOAbilled annually$70
Estimated total, before insurance$4,714/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $7,300,000 in December 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$539,570$318,026
2024$140,000$99,550
2023$90,500$90,500

2025 property taxes (current owner): $6,867/yr

Estimated taxes if purchased at asking price: ~$11,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • May 14, 2026Listed$698,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$698,000
Price / Sq Ft$336
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,076
Acres0.14 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes

Community Information

Address428 Blue Hampton Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionNocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size6,098.4 sq ft
Parcel Number0705010470

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Natural Gas Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air
FlooringTile
# of Stories2
LevelsTwo
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingBack Yard
RoofShingle

Additional Information

Date ListedMay 14, 2026
Days on Market44
HOA Fees$840 / Annually
HOA FrequencyAnnually
Tax Amount$6,867.05
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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