This home is in Jacksonville.

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Active

Active·69 days on market

7701 Baymeadows Circle W 1077

Jacksonville, FL 32256

$165,000$157/sqftEst. $878/moMLS# 2144407

Beds

Baths

1,050

Sq Ft

1983

Built

—

Garage

Pool

About this home

Jacksonville

MOTIVATED SELLER . Hoa is present adding upgrades to the community, newer roof. Come to this beautifully maintained condo in the desirable Village Green at Baymeadows community! Conveniently located in the heart of Jacksonville, this 2-bedroom, 2.5-bath residence offers comfortable living with an open layout, spacious bedrooms, and abundant natural light throughout. The functional floor plan features primary-style bedroom suite upstairs, with its own private bath, a second bedroom, plus a convenient half bath on the main level for guests. Enjoy a well-appointed kitchen, private patio space, and low-maintenance living in a centrally located community close to shopping, dining, major highways, and Jacksonville's business districts. Ideal for first-time buyers, investors, or anyone seeking comfort and convenience in a prime Jacksonville location.

Cost to own

Mortgage calculator

Home Price

$165,000

Down Payment: 20%

$33,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$839

Principal & Interest: $839

Est. Taxes & Insurance: $210

Estimated Total Monthly

$1,048

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$878

Property taxesest. at asking price, Duval County$269

HOAbilled monthly$560

Estimated total, before insurance$1,708/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$111,500	$60,778	▼ $33,000
2024	$144,500	$94,500	—
2023	$144,500	$94,500	—
2022	$121,550	$121,550	—
2021	$96,000	$78,401	—
2020	$78,000	$71,274	—

2025 property taxes (current owner): $0/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,700 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History