Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Entrada, St. Augustine — a gated community home in St. Johns County.

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Active

Active·113 days on market·Entrada

316 Zancara Street

St. Augustine, FL 32084

$424,990$237/sqftEst. $2,185/moMLS# 2144100

Beds

Baths

1,791

Sq Ft

2024

Built

Garage

Pool

About this home

Entrada

Relocating and ready to sell this beautiful 4-bedroom 2 bath home to a new family. Come see a home that has hardly been lived in. So ready for a new homeowner to call this lovely home theirs. Located in much sought-after Entrada community. This home can be found in the gated area of Entrada called Dorado. Entrada has a wonderful amenity center that has two pools and splash area Pickleball, Basketball, Exercise room and family gathering room. The home is located on a quiet street with conservation in the back of the home where nature can be heard every day. Some really nice home features include White 42'' upper cabinets with soft close drawers and doors. Quartz counter tops, Crown Molding in main living areas and owner's suit. Tile back splash, Plank Tile floors throughout the entire home. Finished garage walls including the floor with Insulation in the Garage ceiling, Screen in back patio with Brick Pavers on an extended patio.

Cost to own

Mortgage calculator

Home Price

$424,990

Down Payment: 20%

$84,998

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,185

Principal & Interest: $2,185

Property taxes (est.): $566

Insurance (est.): $283

Estimated Total Monthly

$3,034

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,185

Property taxesest. at asking price, St. Johns County$566

HOAbilled quarterly$43

Estimated total, before insurance$2,794/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,505/yr · $625/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $400,900 in July 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$312,812	$312,812	—
2024	$80,000	$80,000	—

2025 property taxes (current owner): $7,505/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,359 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 8, 2026Listed$424,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$424,990

Price / Sq Ft$237

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,791

Total Structure Area2,377 sq ft

Acres0.15 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryWebster

MiddleMurray

HighSt. Augustine

Community Information

Address316 Zancara Street, St. Augustine, FL 32084

Area337-Old Moultrie Rd/Wildwood

SubdivisionEntrada

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Lot Size6,534 sq ft

Lot Dimensions53x120

Parcel Number1011832170

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Park, Pickleball, Playground

UtilitiesCable Available, Natural Gas Available, Sewer Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecurityFire Alarm, Security Fence, Security Gate, Security System Owned, Smoke Detector(s)