This home is in Davis Shores, St. Augustine.

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Active Under Contract

Active Under Contract·73 days on market·Davis Shores

101 Carver Street W

St. Augustine, FL 32080

$595,000$318/sqftEst. $3,167/moMLS# 2143360

Beds

Baths

1,873

Sq Ft

1954

Built

—

Garage

Yes

Pool

About this home

Davis Shores

Nicely updated pool home with a large corner lot and a prime location - just minutes to the City of St. Augustine and St. Augustine Beach! Come see this fully enhanced solid block home with all major renovations completed in 2023/2024. The saltwater pool built new in 2024 also includes a sunshelf with bubbler, umbrella holder, and a heater/chiller. Updated kitchen features white shaker slow-close cabinets, quartz countertops, and SS appliances. The open concept kitchen/dining experience is complimented by a peninsula overhang, for barstool seating, that overlooks the backyard pool. That same window view provides the perfect pass through point for all your favorite food and drinks as you set them on the newly installed Magnolia live edge bar, strategically placed on the outside wall. Further enjoy those fun pool days with a fully enclosed backyard and outdoor showerhead. Gorgeous white oak hardwood floors grace a majority of the flooring, with laminate and tile rounding out the rest.

Cost to own

Mortgage calculator

Home Price

$595,000

Down Payment: 20%

$119,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,024

Principal & Interest: $3,024

Est. Taxes & Insurance: $756

Estimated Total Monthly

$3,780

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,167

Property taxesest. at asking price, St. Johns County$792

Estimated total, before insurance$3,959/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $300,000 in April 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$486,196	$486,196	—
2024	$452,040	$452,040	—
2023	$460,566	$114,962	—
2022	$385,824	$110,157	—
2021	$273,973	$105,492	—
2020	$246,424	$103,345	—

2025 property taxes (current owner): $9,653/yr

Estimated taxes if purchased at asking price: ~$9,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1954)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,693 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History