This home is in St. Augustine.
Active·76 days on market
237 Riberia Street
St. Augustine, FL 32084
About this home
St. Augustine
**PRIME LOCATION**INCOME PRODUCING AIR BNB *FULLY FURNISHED*LARGE BACKYARD* Discover the charm of St Augustine in this delightful 4 bed/2 bath bungalow! Step inside and be greeted by a truly cozy feel throughout, and spacious living areas. The kitchen equipped with modern appliances, making meal preparation a breeze. Enjoy the added convenience of a smart thermostat, allowing for effortless climate control. Stylish wood-like LVP flooring flows seamlessly through the main living spaces, while plush carpeting adds comfort to the bedrooms. Outside, a large, shaded front yard and driveway provides ample parking and space. The backyard boasts a firepit, perfect for evening gatherings. The location is truly amazing, situated just 5 mins from downtown St. Augustine. Explore iconic landmarks and museums. Wander along St. George Street with plenty of shopping, admire the majestic Bridge of Lions and Castillo de San Marcos, and even discover America's narrowest road, Treasury St.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $535,000 in October 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $447,656 | $447,656 | — |
| 2024 | $459,193 | $459,193 | — |
| 2023 | $445,211 | $445,211 | — |
| 2022 | $376,134 | $288,796 | — |
| 2021 | $266,964 | $262,542 | — |
| 2020 | $241,381 | $238,675 | — |
2025 property taxes (current owner): $8,855/yr
Estimated taxes if purchased at asking price: ~$10,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1996)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)
County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- May 1, 2026Listed$650,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert

Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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