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This home is in St. Augustine.

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Active

Active·76 days on market

237 Riberia Street

St. Augustine, FL 32084

$650,000$498/sqftEst. $3,460/moMLS# 2142979
4
Beds
2
Baths
1,304
Sq Ft
1996
Built
Garage
No
Pool

About this home

St. Augustine

**PRIME LOCATION**INCOME PRODUCING AIR BNB *FULLY FURNISHED*LARGE BACKYARD* Discover the charm of St Augustine in this delightful 4 bed/2 bath bungalow! Step inside and be greeted by a truly cozy feel throughout, and spacious living areas. The kitchen equipped with modern appliances, making meal preparation a breeze. Enjoy the added convenience of a smart thermostat, allowing for effortless climate control. Stylish wood-like LVP flooring flows seamlessly through the main living spaces, while plush carpeting adds comfort to the bedrooms. Outside, a large, shaded front yard and driveway provides ample parking and space. The backyard boasts a firepit, perfect for evening gatherings. The location is truly amazing, situated just 5 mins from downtown St. Augustine. Explore iconic landmarks and museums. Wander along St. George Street with plenty of shopping, admire the majestic Bridge of Lions and Castillo de San Marcos, and even discover America's narrowest road, Treasury St.

Cost to own

Mortgage calculator

$650,000
$130,000
Loan Term
Monthly Payment
$3,304
Principal & Interest: $3,304
Est. Taxes & Insurance: $826
Estimated Total Monthly
$4,130
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,460
Property taxesest. at asking price, St. Johns County$865
Estimated total, before insurance$4,325/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $535,000 in October 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$447,656$447,656
2024$459,193$459,193
2023$445,211$445,211
2022$376,134$288,796
2021$266,964$262,542
2020$241,381$238,675

2025 property taxes (current owner): $8,855/yr

Estimated taxes if purchased at asking price: ~$10,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • May 1, 2026Listed$650,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$650,000
Price / Sq Ft$498
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,304
Acres0.13 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryKetterlinus
MiddleSebastian
HighSt. Augustine

Community Information

Address237 Riberia Street, St. Augustine, FL 32084
Area322-Downtown St Augustine
SubdivisionKeith Subdivision
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size5,662.8 sq ft
Parcel Number2102400000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Off Street

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Pantry, Smart Thermostat
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Exterior FeaturesFire Pit
Patio / PorchPorch
FencingBack Yard
RoofShingle
ConstructionAluminum Siding
Road FrontageCity Street

Additional Information

Date ListedMay 1, 2026
Days on Market41
Tax Amount$8,855.19
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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