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Active

Active·77 days on market

548 Domenico Circle

St. Augustine, FL 32086

$474,900$198/sqftEst. $2,528/moMLS# 2142563
4
Beds
2
Baths
2,395
Sq Ft
1996
Built
2
Garage
No
Pool

About this home

St. Augustine

Now offering a $10,000 Buyer Credit - A serene setting next to Gold Course Woods in this 4BR / 2.5BA CONCRETE BLOCK home located in St. Augustine Shores. Situated on a generous 100' x 120' lot, the property is perfectly suited for retirees seeking a peaceful retreat with plenty of room for visiting family and friends or for a growing family with children. Pride of ownership is evident throughout this well-maintained home with significant updates including an expansive addition in 2005, a kitchen remodel in 2011, updated plumbing in 2020, a roof replacement in 2015, two HVAC systems updated in 2018 and 2024 respectively and an extra deep irrigation well in 2015 that supports thoughtfully designed outdoor spaces. The beautifully designed addition in 2005 expanded the home to include a stunning 21' x 17' vaulted Florida Room filled with natural light from skylights and oversized windows that take full advantage of the home's partially shaded northwest exposure.

Cost to own

Mortgage calculator

$474,900
$94,980
Loan Term
Monthly Payment
$2,399
Principal & Interest: $2,399
Est. Taxes & Insurance: $600
Estimated Total Monthly
$2,999
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,528
Property taxesest. at asking price, St. Johns County$632
HOAbilled monthly$34
Estimated total, before insurance$3,194/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$473,262$168,276—
2024$469,576$162,826—
2023$453,905$156,627—
2022$435,814$150,609—
2021$293,783$144,766—
2020$296,738$142,077—

2025 property taxes (current owner): $2,762/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,811 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 8, 2026Price change$474,900−$3,100
  • Apr 29, 2026Listed$478,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$474,900
Price / Sq Ft$198
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,395
Total Structure Area3,145 sq ft
Acres0.29 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryW. D. Hartley
MiddleGamble Rogers
HighPedro Menendez

Community Information

Address548 Domenico Circle, St. Augustine, FL 32086
Area334-Moultrie/St Augustine Shores
SubdivisionSt Augustine Shores
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size12,632.4 sq ft
Parcel Number2841390150
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Golf Course, Pickleball, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic, Well
ParkingAttached, Garage

Interior

Interior FeaturesPrimary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LaundryIn Unit
Window FeaturesSkylight(s)

Exterior

Patio / PorchPatio, Porch, Screened
RoofShingle
ConstructionConcrete, Shell Dash
Road SurfaceAsphalt

Additional Information

Date ListedApril 29, 2026
Days on Market75
HOA Fees$34 / Monthly
HOA FrequencyMonthly
Tax Amount$2,761.77
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 ST AUGUSTINE PROPERTIES

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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