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This home is in Highpointe At Rivertown, St. Johns — a pool home in St. Johns County.

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Active

Active·126 days on market·Highpointe At Rivertown

135 Shinnecock Drive

St. Johns, FL 32259

$1,195,000$310/sqftEst. $6,144/moMLS# 2141906

Beds

Baths

3,850

Sq Ft

2021

Built

Garage

Yes

Pool

About this home

Highpointe At Rivertown

This gorgeous 2021 MasterCraft home in Highpoint at Rivertown pairs refined design with thoughtful upgrades rarely found in new construction. From the moment you step inside, you know this home is a step above all the others. Wide-plank oak hardwood floors, custom lighting, and plank ceilings in the entry through the second level create a cohesive, elevated feel. The large family room with gorgeous beams opens to the kitchen, which features white floor-to-ceiling cabinetry, quartz countertops, and an oversized walk-in pantry with custom shelving. The primary suite is a true retreat, a spa-inspired bath designed with intention. A freestanding soaking tub flanked by dual vanities, frameless curb-less shower, designer lighting, and the walk-in closet with a custom organization system. Positioned on a private preserve lot, the backyard has been designed for both relaxation and entertaining. Enjoy a heated pool, paver patio, soft zoysia grass lawn, and covered lanai with electric screens.

Cost to own

Mortgage calculator

Home Price

$1,195,000

Down Payment: 20%

$239,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$6,144

Principal & Interest: $6,144

Property taxes (est.): $1,590

Insurance (est.): $797

Estimated Total Monthly

$8,530

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$6,144

Property taxesest. at asking price, St. Johns County$1,590

HOAbilled annually$5

Estimated total, before insurance$7,738/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,153/yr · $1,179/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $1,250,000 in October 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$892,872	$720,550	—
2024	$920,637	$699,535	—
2023	$760,220	$625,656	—
2022	$655,977	$605,977	—
2021	$100,000	$100,000	—

2025 property taxes (current owner): $14,153/yr

Estimated taxes if purchased at asking price: ~$19,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,735 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 30, 2026Price change$1,195,000−$64,000
Apr 24, 2026Listed$1,259,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,195,000

Price / Sq Ft$310

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,850

Acres0.21 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Electric Heat, Heated, Pool Sweep, Salt Water

Is WaterfrontNo

Community Information

Address135 Shinnecock Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionHighpointe At Rivertown

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size9,147.6 sq ft

Parcel Number0007220060

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewTrees/Woods