This home is in Highpointe At Rivertown, St. Johns.

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Active

Active·81 days on market·Highpointe At Rivertown

135 Shinnecock Drive

St. Johns, FL 32259

$1,259,000$327/sqftEst. $6,701/moMLS# 2141906

Beds

Baths

3,850

Sq Ft

2021

Built

Garage

Yes

Pool

About this home

Highpointe At Rivertown

This gorgeous 2021 MasterCraft home in Highpoint at Rivertown pairs refined design with thoughtful upgrades rarely found in new construction. From the moment you step inside, you know this home is a step above all the others. Wide-plank oak hardwood floors, custom lighting, and plank ceilings in the entry through the second level create a cohesive, elevated feel. The large family room with gorgeous beams opens to the kitchen, which features white floor-to-ceiling cabinetry, quartz countertops, and an oversized walk-in pantry with custom shelving. The primary suite is a true retreat, a spa-inspired bath designed with intention. A freestanding soaking tub flanked by dual vanities, frameless curb-less shower, designer lighting, and the walk-in closet with a custom organization system. Positioned on a private preserve lot, the backyard has been designed for both relaxation and entertaining. Enjoy a heated pool, paver patio, soft zoysia grass lawn, and covered lanai with electric screens.

Cost to own

Mortgage calculator

Home Price

$1,259,000

Down Payment: 20%

$251,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$6,360

Principal & Interest: $6,360

Est. Taxes & Insurance: $1,590

Estimated Total Monthly

$7,949

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$6,701

Property taxesest. at asking price, St. Johns County$1,675

HOAbilled annually$5

Estimated total, before insurance$8,381/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $1,250,000 in October 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$892,872	$720,550	—
2024	$920,637	$699,535	—
2023	$760,220	$625,656	—
2022	$655,977	$605,977	—
2021	$100,000	$100,000	—

2025 property taxes (current owner): $14,153/yr

Estimated taxes if purchased at asking price: ~$20,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,735 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 24, 2026Listed$1,259,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,259,000

Price / Sq Ft$327

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,850

Acres0.21 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Electric Heat, Heated, Pool Sweep, Salt Water

Is WaterfrontNo

Community Information

Address135 Shinnecock Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionHighpointe At Rivertown

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size9,147.6 sq ft

Parcel Number0007220060

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewTrees/Woods