This home is in Fernandina Beach.
Active·89 days on market
95402 Woodbridge Parkway
Fernandina Beach, FL 32034
About this home
Fernandina Beach
If you've been waiting for a newer home with space, privacy, and a great location - THIS ONE IS WORTH A LOOK!! Located in the Villages of Woodbridge, this 5-bedroom, 3-bath home offers over 2,600 square feet and a layout that just makes sense. Built less than 2 years ago, everything still feels fresh without the wait of new construction. Right when you walk in, you'll notice the flexibility--there's a full bedroom and bathroom downstairs, perfect for guests, a home office, or multi-generational living. Upstairs, the loft gives you that extra space everyone's looking for--movie nights, playroom, second living area...whatever fits your lifestyle. The 3-car garage is a big win too. Plenty of room for vehicles, storage, or even a home gym setup.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $492,000 in July 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $464,366 | $408,644 | — |
| 2024 | $75,000 | $53,240 | — |
| 2023 | $75,000 | $48,400 | — |
| 2022 | $65,000 | $44,000 | — |
| 2021 | $40,000 | $40,000 | — |
| 2020 | $40,000 | $40,000 | — |
2025 property taxes (current owner): $6,433/yr
Estimated taxes if purchased at asking price: ~$8,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,711 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 15, 2026Price change$490,000−$9,900
- Apr 17, 2026Listed$499,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FIRST COAST HEROES REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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