This home is in Palisades at Durbin Crossing, St. Johns.

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Pending

Pending·90 days on market·Palisades at Durbin Crossing

165 Servia Drive

St. Johns, FL 32259

$315,900$153/sqftEst. $1,681/moMLS# 2140563

Beds

Baths

2,061

Sq Ft

2017

Built

—

Garage

Pool

About this home

Palisades at Durbin Crossing

Welcome to your new home. Located in the beautiful Durbin Crossing 's Palisades Neighborhood. This lovely bright 3 bedrooms 2.5 baths townhome offers a large open concept 1st floor with spacious kitchen and wide granite island ,dining room area and family room facing the large yard and screened in patio. Upstairs features include separated, large master bedroom with walk in closet and sizeable bathroom, 2 additional bedrooms , laundry room with newer washer and dryer , and brand new carpet . Convenient great location only Minutes to Durbin shopping center ,9B and I95 Top rated schools Included in your low HOA is Durbin Crossing's 2 amenity centers offering daily activities pools, gym, tennis courts, basketball and volleyball courts kid's play area, large skateboard park dog park and sport park. Plus a newly done garage floor! Schedule your showing today

Cost to own

Mortgage calculator

Home Price

$315,900

Down Payment: 20%

$63,180

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,606

Principal & Interest: $1,606

Est. Taxes & Insurance: $401

Estimated Total Monthly

$2,007

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,681

Property taxesest. at asking price, St. Johns County$420

HOAbilled monthly$117

Estimated total, before insurance$2,219/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$267,750	$267,750	—
2024	$282,460	$267,013	—
2023	$286,801	$242,739	—
2022	$261,784	$220,672	—
2021	$200,611	$200,611	—
2020	$183,533	$183,533	—

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.