This home is in Silverleaf, St. Augustine.

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Active

Active·109 days on market·Silverleaf

32 Fieldfare Lane

St. Augustine, FL 32092

$299,000$232/sqftEst. $1,525/moMLS# 2139088

Beds

Baths

1,289

Sq Ft

2022

Built

Garage

Pool

About this home

Silverleaf

AMAZING LOCATION IN THIS GOLF CART COMMUNITY! Welcome to this beautifully maintained townhome located in the highly sought after Silverleaf Community. Home is situated on an expansive green space with distant lake views, this light-filled home offers a bright and Open floor plan designed for comfortable living & Flexibility. Featuring two spacious primary suites, a large screened in Lanai & extended patio, 1-car garage, water softener system, window treatments, garage door opener, abundant natural light and a private setting. Residents of Silverleaf enjoy exceptional amenities, including resort-style pools, pickleball and tennis courts, Golf cart paths throughout, walking trails, playgrounds, and dog parks. Conveniently located to the new largest Publix in the state of Florida, close to shopping, restaurants, and medical. A brand-new K-8 school is scheduled to open for 2026-2027 school year. Excellent location with easy access to major roadways, beaches, and historic St. Augustine.

Cost to own

Mortgage calculator

Home Price

$299,000

Down Payment: 20%

$59,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,525

Principal & Interest: $1,525

Property taxes (est.): $398

Insurance (est.): $199

Estimated Total Monthly

$2,122

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,525

Property taxesest. at asking price, St. Johns County$398

HOAbilled quarterly$128

Estimated total, before insurance$2,050/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,275/yr · $273/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $300,000 in December 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$257,076	$206,354	—
2024	$261,386	$211,386	—
2023	$258,456	$208,456	—
2022	$60,000	$60,000	▼ $46,400

2025 property taxes (current owner): $3,275/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 8, 2026Listed$299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$299,000

Price / Sq Ft$232

Bedrooms2

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,289

Acres0.05 acres

Year Built2022

TypeResidential

Sub-TypeTownhouse

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

Community Information

Address32 Fieldfare Lane, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionSilverleaf

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size2,178 sq ft

Parcel Number0279711690

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Tennis Court(s), Trash

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingGarage, Garage Door Opener