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This home is in Southern Creek Townhomes, St. Johns.

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173 FLACH Drive, St. Johns, FL 32259

$525,000
MLS# 2138280
4
Bedrooms
2
Bathrooms
2,652
Sq Ft
2020
Year Built

About This Home — 173 FLACH Drive

*ASSUMABLE 2.5% FHA LOAN* Rare opportunity to assume an existing FHA loan with an incredibly low 2.5% interest rate for qualified buyers--offering the potential for substantial monthly savings compared to today's market rates. In a market where affordability matters more than ever, this feature alone makes this home stand out from the competition. Built in 2020, this upgraded Richmond American Moonstone floor plan offers something increasingly difficult to find in St. Johns County newer construction: space, privacy, flexibility, and no CDD fees. Set on a larger homesite with more room between neighbors, this property delivers the breathing room buyers are searching for without sacrificing modern finishes or convenience. From the moment you arrive, the expanded paver driveway provides parking for up to six vehicles and creates a strong first impression. Inside, the thoughtfully designed floor plan balances open-concept living with everyday functionality

Features

Price$525,000
Price / Sq Ft$198
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,652
Acres0.27 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNortheast

School Information

ElementaryHickory Creek
MiddleSwitzerland Point
HighBartram Trail

Community Information

Address173 FLACH Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionLakes At Mill Creek
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size11,761.2 sq ft
Parcel Number0017810260

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar
AppliancesDisposal, Gas Cooktop, Gas Range, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo

Additional Information

Date ListedApril 3, 2026
Days on Market57
HOA Fees$600 / Annually
HOA FrequencyAnnually
Tax Amount$4,560.96
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

About Southern Creek Townhomes

Southern Creek Townhomes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Southern Creek Townhomes homes for sale →

Mortgage Calculator

$525,000
$105,000
Loan Term
Monthly Payment
$2,794
Principal & Interest: $2,794
Est. Taxes & Insurance: $699
Estimated Total Monthly
$3,493
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: KELLER WILLIAMS JACKSONVILLELaura C. Garcia · laura@lauragarciajax.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida