Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Beachwalk, St. Augustine — a waterfront home in St. Johns County.

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Active

Active·150 days on market·Beachwalk

265 Kingston Drive

St. Augustine, FL 32084

$799,990$422/sqftEst. $4,113/moMLS# 2137768

Beds

Baths

1,895

Sq Ft

1992

Built

Garage

Yes

Pool

About this home

Beachwalk

Some Owner Financing available. Experience the ultimate coastal lifestyle in this beautifully updated beachside community home, offered for the first time since original construction. Some creative financing may be available. This thoughtfully designed home features travertine flooring in the kitchen, dining area, baths, and foyer, with luxury vinyl plank flooring throughout the remaining living spaces. The kitchen and laundry room showcase custom cabinetry by Smith Kitchens, along with granite countertops and quality finishes throughout. A wood-burning fireplace adds warmth and character to the living area. Outdoor living is exceptional and unlike most homes in the community, offering a spacious yard, large patio, outdoor grilling area, and a pergola with a swing bed draped in fragrant Confederate jasmine, creating the perfect setting to relax and enjoy spring and summer evenings. The screened pool enclosure overlooks a peaceful pond and fountain

Cost to own

Mortgage calculator

Home Price

$799,990

Down Payment: 20%

$159,998

Interest Rate: 6.66%

Loan Term

Monthly Payment

$4,113

Principal & Interest: $4,113

Property taxes (est.): $1,065

Insurance (est.): $533

Estimated Total Monthly

$5,711

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$4,113

Property taxesest. at asking price, St. Johns County$1,065

HOAbilled monthly$240

Estimated total, before insurance$5,417/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,828/yr · $319/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$592,253	$246,415	—
2024	$536,096	$238,763	—
2023	$484,485	$230,352	—
2022	$485,620	$222,186	—
2021	$383,346	$214,258	—
2020	$327,840	$210,609	—

2025 property taxes (current owner): $3,828/yr

Estimated taxes if purchased at asking price: ~$12,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,789 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 1, 2026Listed$799,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$799,990

Price / Sq Ft$422

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,895

Acres0.21 acres

Year Built1992

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Screen Enclosure

Is WaterfrontYes

Direction FacesSouthwest

School Information

ElementaryKetterlinus

MiddleSebastian

HighSt. Augustine

Community Information

Address265 Kingston Drive, St. Augustine, FL 32084

Area266-Vilano Beach

SubdivisionBeachwalk

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Lot Size9,147.6 sq ft

Parcel Number1422900740

Amenities

AmenitiesPool, Beach Access, Cable TV, Clubhouse, Maintenance Grounds, Pickleball, Tennis Court(s), Water

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Available, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingGarage Door Opener

ViewOcean, Pond, Pool

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Gas Range, Microwave, Refrigerator, Washer, Washer/Dryer Stacked, Water Softener Owned

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringTile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup