This home is in Tidal Pointe, Jacksonville.
Active·112 days on market·Tidal Pointe
11324 Breakers Bay Way
Jacksonville, FL 32256
About this home
Tidal Pointe
Welcome to Tidal Pointe, a gated townhome community in the heart of it all! Ideally located walking distance to THE BLOCK JAX, near major interstates, premier shopping, dining, and medical facilities, this low-maintenance, lock-and-leave home offers convenience and comfort. Inside, the main level features an open family, dining, and kitchen area with all stainless steel appliances, plus a half bath. Upgrades galore including crown molding, custom lighting, oversized sink, and backsplash. Upstairs you'll find 3 spacious carpeted bedrooms, large walk in primary closet, double sinks and oversized walk in shower in the primary bath. Upstairs features a second full bath with a tub/shower combo, a convenient laundry room with washer and dryer, and a versatile loft space. Enjoy privacy with all bedrooms separated from living areas The rear-entry 2-car garage includes custom epoxy flooring and double hanging storage racks. A fenced front yard is perfect for pets. Schedule your showing today!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $362,824 | $245,911 | — |
| 2024 | $345,405 | $238,274 | — |
| 2023 | $357,993 | $229,878 | — |
| 2022 | $334,303 | $221,727 | — |
| 2021 | $273,748 | $213,813 | — |
| 2020 | $50,000 | $50,000 | — |
2025 property taxes (current owner): $4,555/yr
Estimated taxes if purchased at asking price: ~$7,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,778 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Mar 26, 2026Listed$399,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Tidal Pointe
Tidal Pointe is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.
View all Tidal Pointe homes for sale →Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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