This home is in Queens Harbour, Jacksonville.

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Active

Active·117 days on market·Queens Harbour

798 Providence Island Court

Jacksonville, FL 32225

$689,500$241/sqftEst. $3,670/moMLS# 2136120

Beds

Baths

2,862

Sq Ft

2007

Built

Garage

Pool

About this home

Queens Harbour

LUXURY TOWNHOME IN NAVIGABLE WATER COMMUNITY! Experience luxury, low-maintenance living in the prestigious gated community of Queens Harbour Yacht & Country Club. One of the few townhomes in the community, this beautifully designed residence is ideal for downsizing without sacrificing lifestyle, comfort, or space. The flexible floorplan features two spacious primary suites on the second floor, each with private balconies, making it perfect for couples, individuals, or shared living arrangements. Enjoy quiet evenings on the expansive pavered lanai, while the detached Casita with guest quarters overlooks the marsh and community pond, offering privacy for guests or extended family. Providence Island Association dues include lawn care for true lock-and-go convenience. Queens Harbour amenities include tennis, pickleball, basketball, fitness center, and Olympic-size pool. Conveniently located less than 6 miles from Atlantic beaches, Mayo Clinic, and St. Johns Town Center shopping and dining.

Cost to own

Mortgage calculator

Home Price

$689,500

Down Payment: 20%

$137,900

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,505

Principal & Interest: $3,505

Est. Taxes & Insurance: $876

Estimated Total Monthly

$4,381

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,670

Property taxesest. at asking price, Duval County$1,126

HOAbilled quarterly$304

Estimated total, before insurance$5,100/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$602,813	$401,703	▼ $22,556
2024	$626,657	$389,675	▼ $22,692
2023	$533,258	$376,869	▲ $19,527
2022	$472,418	$364,436	—
2021	$381,912	$381,912	—
2020	$372,915	$279,665	—

2025 property taxes (current owner): $7,634/yr

Estimated taxes if purchased at asking price: ~$13,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,830 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Mar 21, 2026Listed$689,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$689,500

Price / Sq Ft$241

Bedrooms3

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,862

Acres0.08 acres

Year Built2007

TypeResidential

Sub-TypeTownhouse

StyleOther

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Community Information

Address798 Providence Island Court, Jacksonville, FL 32225

Area043-Intracoastal West-North Of Atlantic Blvd

SubdivisionQueens Harbour

CityJacksonville

CountyDuval

StateFL

Zip Code32225

Lot Size3,484.8 sq ft

Parcel Number1671210525

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Boat Slip, Clubhouse, Fitness Center, Gated, Golf Course, Marina, Pickleball, Playground, Security, Tennis Court(s), Water

UtilitiesCable Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewPond, Other

Waterfront TypeMarsh, Pond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Gas Cooktop, Refrigerator, Washer, Washer/Dryer Stacked

HeatingCentral, Propane

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

Security24 Hour Security, Gated with Guard, Security Gate, Smoke Detector(s)