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This home is in Beachwalk, St. Johns.

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Active

Active·163 days on market·Beachwalk

237 Waterline Drive

St. Johns, FL 32259

$599,000$257/sqftEst. $3,079/moMLS# 2135649

Beds

Baths

2,330

Sq Ft

2021

Built

Garage

Pool

About this home

Beachwalk

WOW!!! WHAT A DEAL! Don't miss an incredible home at an incredible price!! This dream home is in the resort-style Beachwalk community that's highlighted by a stunning 14-acre crystal lagoon. This like-new 3-bedroom, 3-bath residence features an exceptional open floor plan with coffered ceilings, a large island, stylish glass backsplash, and ample storage. The spacious primary suite offers a private retreat with a cozy office nook, two walk-in closets, and a spa-like ensuite bath. Guests will enjoy the additional bedrooms, including one with a private bath. Relax on the expansive screened-in porch with its own AC, overlooking a fully fenced, beautifully landscaped backyard. The tiled two-car garage adds both style and function. Upgrades include hurricane shutters, a whole-house generator, and electric blinds. Enjoy resort-style living every day in this amenity-rich community.

Cost to own

Mortgage calculator

Home Price

$599,000

Down Payment: 20%

$119,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,079

Principal & Interest: $3,079

Property taxes (est.): $797

Insurance (est.): $399

Estimated Total Monthly

$4,276

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,079

Property taxesest. at asking price, St. Johns County$797

HOAbilled quarterly$195

Estimated total, before insurance$4,072/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,538/yr · $962/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$525,823	$525,823	—
2024	$518,474	$496,753	—
2023	$451,594	$451,594	—
2022	$484,335	$484,335	—
2021	$100,000	$96,800	—
2020	$88,000	$88,000	—

2025 property taxes (current owner): $11,538/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Mar 19, 2026Listed$599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,000

Price / Sq Ft$257

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,330

Acres0.17 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address237 Waterline Drive, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionBeachwalk

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size7,405.2 sq ft

Parcel Number0237181450

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Pickleball, Playground, Security, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Double Oven, Dryer, Gas Range, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringTile, Vinyl

# of Stories1

LevelsOne

LaundryIn Unit, Sink

SecurityFire Alarm, Security Gate, Security System Owned