Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Pointe Meadows, Jacksonville — a waterfront home in Jacksonville.

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Active

Active·165 days on market·Pointe Meadows

7801 Point Meadows Drive 4207

Jacksonville, FL 32256

$174,900$157/sqftEst. $899/moMLS# 2135556

Beds

Baths

1,112

Sq Ft

2003

Built

—

Garage

Pool

About this home

Pointe Meadows

Enjoy this beautiful, well maintained coastal condo just minutes from Jacksonville beaches, shopping and amazing restaurants. The location can't be beat! Brand new AC unit, new roof in 2024 and fresh paint has this charming condo move in ready. The unit includes its own carport and elevator access to provide everyday ease. 1 large master suite with its own bathroom and a 2nd large bedroom with a walk in closet. Enjoy sipping your morning coffee on the oversized lanai with a lake view as you listen to the peaceful sounds of two water fountains surrounded by trees all around. Located within a gated community, residents enjoy access to a large resort style pool, clubhouse, full workout gym and on-site management for added peace of mind. This condo is truly a gem. Come & see this beautiful condo for yourself, it won't disappoint!

Cost to own

Mortgage calculator

Home Price

$174,900

Down Payment: 20%

$34,980

Interest Rate: 6.66%

Loan Term

Monthly Payment

$899

Principal & Interest: $899

Property taxes (est.): $286

Insurance (est.): $117

Estimated Total Monthly

$1,301

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$899

Property taxesest. at asking price, Duval County$286

HOAbilled monthly$473

Estimated total, before insurance$1,658/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,803/yr · $150/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$142,000	$91,278	▼ $32,000
2024	$174,000	$114,439	—
2023	$174,000	$109,650	—
2022	$155,000	$105,000	—
2021	$122,000	$122,000	—
2020	$118,000	$118,000	—

2025 property taxes (current owner): $1,803/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA Water/Sewer in complex 2014 data

County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,752 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 21, 2026Price change$174,900−$4,000
Mar 18, 2026Listed$178,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$174,900

Price / Sq Ft$157

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,112

Year Built2003

TypeResidential

Sub-TypeCondominium

Property ConditionUpdated/Remodeled

StatusActive

# of Carport Spaces1

Has PoolNo

Is WaterfrontYes

Community Information

Address7801 Point Meadows Drive 4207, Jacksonville, FL 32256

Area024-Baymeadows/Deerwood

SubdivisionPoint Meadows Place

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Parcel Number1677452432

ZoningMulti Family

Amenities

AmenitiesPool, Other, Car Wash Area, Clubhouse, Elevator(s), Fitness Center, Gated, Jogging Path, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Trash, Water

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingDetached Carport, Unassigned

ViewLake

Waterfront TypePond