This home is in Pointe Meadows, Jacksonville.

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Active·300 days on market·Pointe Meadows

7801 Point Meadows Drive 8202

Jacksonville, FL 32256

$178,000$160/sqftEst. $947/moMLS# 2109665

Beds

Baths

1,112

Sq Ft

2003

Built

—

Garage

Pool

About this home

Pointe Meadows

Welcome to this beautifully maintained 2-bedroom, 2-bath condo in the desirable Point Meadows Place community. This move-in-ready home features modern updates and low-maintenance living. Enjoy the CONVENIENCE OF AN ELEVATOR, making access effortless! Upgrades include brand-new bedroom windows (2024), new light fixtures (2024), kitchen sink & faucet (2024), newer roof, AC (2020) & water heater (2021), washer & dryer (2023), and appliances under 5 years old. Bright, open living spaces with in-unit laundry and HOA coverage for water, exterior maintenance, and amenities. Gated community with pool, clubhouse, and fitness center, just minutes from St. Johns Town Center, UNF, Mayo Clinic, and I-295/JTB. Perfect for low-upkeep living in a prime location!

Cost to own

Mortgage calculator

Home Price

$178,000

Down Payment: 20%

$35,600

Interest Rate: 6.55%

Loan Term

Monthly Payment

$905

Principal & Interest: $905

Est. Taxes & Insurance: $226

Estimated Total Monthly

$1,131

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$947

Property taxesest. at asking price, Duval County$291

HOAbilled monthly$473

Estimated total, before insurance$1,711/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $205,000 in December 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$142,000	$91,278	▼ $32,000
2024	$174,000	$104,633	—
2023	$174,000	$100,130	—
2022	$155,000	$25,000	—
2021	$122,000	$25,000	—
2020	$118,000	$25,000	—

2024 property taxes (current owner): $2,048/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer in complex 2014 data

County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History