This home is in Deerwood, Jacksonville.

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Active

Active·118 days on market·Deerwood

10042 Lake Lamar Court

Jacksonville, FL 32256

$1,150,000$317/sqftEst. $6,121/moMLS# 2135440

Beds

Baths

3,624

Sq Ft

1970

Built

Garage

Pool

About this home

Deerwood

Preferred lender is offering 1% towards buyer's closing costs. Sellers are offering to pay initiation fee into members club. Pool renderings are to scale, sellers are offering pool with accepted offer. Addition of fourth bedroom OPTIONAL. Septic pumped & inspected June 2026. BRAND NEW HVAC unit. 2023 ROOF. Beautifully and FULLY updated lakefront home in the gated community of Deerwood, set on a quiet cul-de-sac with stunning water views and a HUGE lot. Inside, you'll find two spacious living areas, a gourmet kitchen with high-end cabinetry, and elevated details throughout the home, including sleek glass railings. The primary suite is oversized, and all bedrooms offer en-suite baths for comfort and privacy. Enjoy peaceful outdoor living overlooking Lake Lamar, with plenty of space to create your own private retreat. A new roof (2023) adds long-term value and peace of mind. Located in one of Jacksonville's most desirable communities, Deerwood!

Cost to own

Mortgage calculator

Home Price

$1,150,000

Down Payment: 20%

$230,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$5,809

Principal & Interest: $5,809

Est. Taxes & Insurance: $1,452

Estimated Total Monthly

$7,261

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$6,121

Property taxesest. at asking price, Duval County$1,878

HOAbilled annually$210

Estimated total, before insurance$8,209/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$694,696	$379,583	—
2024	$650,962	$368,178	▲ $14,310
2023	$681,842	$355,999	—
2022	$624,269	$344,174	—
2021	$473,240	$332,694	—
2020	$401,768	$327,411	▼ $28,930

2025 property taxes (current owner): $7,284/yr

Estimated taxes if purchased at asking price: ~$22,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,561 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Mar 19, 2026Listed$1,150,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,150,000

Price / Sq Ft$317

Bedrooms3

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,624

Acres0.53 acres

Year Built1970

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Community Information

Address10042 Lake Lamar Court, Jacksonville, FL 32256

Area024-Baymeadows/Deerwood

SubdivisionDeerwood

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size23,086.8 sq ft

Parcel Number1486300480

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Golf Course, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerSeptic Tank

Water SourcePublic

ParkingAttached, Garage

ViewWater

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom - Shower No Tub, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Double Oven, Electric Cooktop, Electric Range, Microwave, Refrigerator

HeatingElectric

CoolingCentral Air

FlooringTile, Wood

FireplaceYes

# of Fireplaces2

# of Stories1

LevelsOne

LaundryIn Unit, Lower Level