This home is in Jacksonville.

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Active

Active·128 days on market

14779 Amelia View Drive

Jacksonville, FL 32226

$615,000$190/sqftEst. $3,136/moMLS# 2135255

Beds

Baths

3,233

Sq Ft

2004

Built

Garage

Pool

About this home

Jacksonville

*$5,000 seller credit toward flooring with a full-price offer!* Space, privacy, and value come together in this 5-bedroom, 3-bath home on nearly an acre in Amelia View. With 3,200+ square feet, soaring ceilings, an open layout, and nearly all major systems replaced within the last five years, you can move in with confidence while adding your own personal touches. Enjoy a spacious kitchen with double ovens and a walk-in pantry, a first-floor primary suite, a screened lanai, and a huge fenced backyard with a water feature and room for your dream pool. Plus, a whole-home Generac generator offers added peace of mind. Conveniently located near Amelia Island, JAX Airport, River City Marketplace, and Kings Bay.

Cost to own

Mortgage calculator

Home Price

$615,000

Down Payment: 20%

$123,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,136

Principal & Interest: $3,136

Property taxes (est.): $1,004

Insurance (est.): $410

Estimated Total Monthly

$4,550

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,136

Property taxesest. at asking price, Duval County$1,004

HOAbilled annually$73

Estimated total, before insurance$4,212/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,424/yr · $702/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $573,000 in March 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$494,548	$443,826	—
2024	$482,841	$242,053	▲ $36,184
2023	$464,903	$233,547	—
2022	$403,832	$225,289	▲ $24,300
2021	$318,547	$217,271	▼ $13,392
2020	$314,207	$213,581	▼ $4,275

2025 property taxes (current owner): $8,424/yr

Estimated taxes if purchased at asking price: ~$12,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,689 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 16, 2026Price change$615,000−$20,000
Mar 17, 2026Listed$635,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$615,000

Price / Sq Ft$190

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage3,233

Acres0.90 acres

Year Built2004

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Community Information

Address14779 Amelia View Drive, Jacksonville, FL 32226

Area096-Ft George/Blount Island/Cedar Point

SubdivisionAmelia View

CityJacksonville

CountyDuval

StateFL

Zip Code32226

Lot Size39,204 sq ft

Parcel Number1084226190

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Boat Launch, Clubhouse, Maintenance Grounds, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)

UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage

ViewPond

Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Double Oven, Dryer, Gas Cooktop, Instant Hot Water, Microwave, Plumbed For Ice Maker, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Vinyl

FireplaceYes

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryGas Dryer Hookup, In Unit