This home is in St. Augustine.
Active·126 days on market
209 Tropic Way
St. Augustine, FL 32080
About this home
St. Augustine
Welcome to coastal living on beautiful Butler Beach! This well-maintained 3-bedroom, 2-bath home offers a comfortable layout with a primary suite featuring a private en-suite bath. Designed for both relaxing and entertaining, the home includes a large, screened Florida room with its own mini-split system, creating an ideal year-round living space. Step outside to your private backyard retreat with a heated in-ground pool and fully fenced yard, perfect for gatherings, pets, or enjoying the Florida sunshine. Located on a quiet street in Flood Zone X, the property also features no HOA, allowing plenty of room to store boats, RVs, and other toys. Just minutes from the beach, local restaurants, and shopping. This home also presents excellent vacation rental potential, with its privacy and location. Whether you're looking for a primary home, second home, or investment property, 209 Tropic Way is a standout opportunity in the heart of Butler Beach.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $475,617 | $183,194 | — |
| 2024 | $444,121 | $177,324 | — |
| 2023 | $427,023 | $170,703 | — |
| 2022 | $357,729 | $164,275 | — |
| 2021 | $281,991 | $158,034 | — |
| 2020 | $245,793 | $245,793 | — |
2025 property taxes (current owner): $2,973/yr
Estimated taxes if purchased at asking price: ~$8,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1977)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,798 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Mar 12, 2026Listed$539,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CENTURY 21 ST AUGUSTINE PROPERTIES
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines