This home is in Jacksonville.

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Active

Active·133 days on market

7990 Baymeadows Road E 307

Jacksonville, FL 32256

$192,990$184/sqftEst. $1,027/moMLS# 2133326

Beds

Baths

1,050

Sq Ft

2001

Built

—

Garage

Pool

About this home

Jacksonville

Second-floor condo with beautiful lake views located in a gated community! This 2-bedroom, 2-bath unit features a split floor plan, crown molding, abundant natural light, and a spacious primary suite with a garden tub and large closets. Enjoy relaxing on the screened lanai overlooking the lake. Home also includes inside laundry, all appliances, and a covered carport with additional guest parking. Community amenities include a pool, clubhouse, fitness center, walking paths, car wash station, and lush landscaping. Conveniently located near shopping, dining, Mayo Clinic, UNF, St. Johns Town Center, the beaches, downtown, and major highways.

Cost to own

Mortgage calculator

Home Price

$192,990

Down Payment: 20%

$38,598

Interest Rate: 6.55%

Loan Term

Monthly Payment

$981

Principal & Interest: $981

Est. Taxes & Insurance: $245

Estimated Total Monthly

$1,226

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,027

Property taxesest. at asking price, Duval County$315

HOAbilled monthly$445

Estimated total, before insurance$1,787/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $187,500 in December 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$170,000	$119,278	▼ $6,000
2024	$176,000	$126,000	—
2023	$176,000	$176,000	—
2022	$136,000	$119,900	—
2021	$109,000	$109,000	—
2020	$107,500	$105,149	—

2025 property taxes (current owner): $2,309/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer in complex 2014 data

County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History