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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·112 days on market

7990 Baymeadows Road E 410

Jacksonville, FL 32256

$190,000$135/sqftEst. $977/moMLS# 2126081
3
Beds
2
Baths
1,408
Sq Ft
2002
Built
Garage
No
Pool

About this home

Jacksonville

This well-maintained second-floor condo offers 3 spacious bedrooms, 2 full bathrooms, new laminate flooring, new carpeting, and an open, light-filled layout. The split floor plan provides added privacy, and the private porch is perfect for relaxing. The HVAC system and water heater were both replaced in 2021. Conveniently located just minutes from the beaches, Mayo Clinic, UNF, St. Johns Town Center, Southside, and Downtown Jacksonville. **Investment opportunity!** Tenant occupied with a lease in place through **June 2027**. The lease will transfer with the sale, making this an excellent income-producing property for investors. **Showings require a minimum of 24 hours' notice** to coordinate with the tenant. Schedule your showing today!

Cost to own

Mortgage calculator

$190,000
$38,000
Loan Term
Monthly Payment
$977
Principal & Interest: $977
Property taxes (est.): $310
Insurance (est.): $127
Estimated Total Monthly
$1,414
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$977
Property taxesest. at asking price, Duval County$310
HOAbilled monthly$242
Estimated total, before insurance$1,529/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,745/yr · $312/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $250,000 in May 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$180,500$180,500 $27,500
2024$208,000$208,000
2023$208,000$208,000
2022$174,000$79,508
2021$134,000$75,736
2020$124,000$74,000

2025 property taxes (current owner): $3,745/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer in complex 2014 data

County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 11, 2026Listed$190,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$190,000
Price / Sq Ft$135
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,408
Year Built2002
TypeResidential
Sub-TypeCondominium
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address7990 Baymeadows Road E 410, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionHorizons@stonebridge
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Parcel Number1677456055
ZoningResidential

Amenities

UtilitiesElectricity Available, Water Available
Water SourcePublic
ParkingAssigned, Guest

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Hot Water
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1

Exterior

Exterior FeaturesBalcony

Additional Information

Date ListedMay 11, 2026
Days on Market142
HOA Fees$242.05 / Monthly
HOA FrequencyMonthly
HOA NameHorizons at Stonebridge Condo II
Tax Amount$3,745.32
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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