This home is in Jacksonville.

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Active

Active·107 days on market

5375 Ortega Farms Boulevard 1106

Jacksonville, FL 32210

$191,890$176/sqftEst. $978/moMLS# 2133182

Beds

Baths

1,090

Sq Ft

1969

Built

—

Garage

Pool

About this home

Jacksonville

Enjoy beautiful WATERFRONT views of the canal and Ortega River from your private balcony in this updated condo. This condo features a remodeled kitchen with smart appliances, complete bathroom remodel upstairs, chair-height toilets in both bathrooms, new flooring downstairs, and fresh paint throughout. The second bedroom includes extra storage and a Murphy bed, maximizing the space for a home office or guest room. Major updates include a new HVAC system and a new roof installed in 2025. Located in a private gated community offering an olympic size pool, sun deck, wine cellar, gym, and clubhouse, and conveniently minutes from NAS Jax, downtown Jacksonville, restaurants, and shopping. Perfect opportunity to enjoy low-maintenance living with relaxing water views. Boat slips may be available for lease or purchase, subject to availability.

Cost to own

Mortgage calculator

Home Price

$191,890

Down Payment: 20%

$38,378

Interest Rate: 6.58%

Loan Term

Monthly Payment

$978

Principal & Interest: $978

Property taxes (est.): $313

Insurance (est.): $128

Estimated Total Monthly

$1,420

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$978

Property taxesest. at asking price, Duval County$313

HOAbilled monthly$658

Estimated total, before insurance$1,950/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,478/yr · $123/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$140,700	$72,460	▼ $37,275
2024	$177,975	$69,570	—
2023	$173,250	$65,942	▲ $8,250
2022	$137,000	$62,420	—
2021	$114,000	$59,000	—
2020	$111,180	$111,180	—

2025 property taxes (current owner): $1,478/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,745 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History