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This home is in Beachwalk, St. Johns.

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Active

Active·137 days on market·Beachwalk

385 Rum Runner Way

St. Johns, FL 32259

$510,000$268/sqftEst. $2,714/moMLS# 2132414
3
Beds
2
Baths
1,906
Sq Ft
2023
Built
2
Garage
No
Pool

About this home

Beachwalk

OPEN HOUSE Sat. 7/11. 11-1pm. Experience true resort-style living in a one-of-a-kind Florida community where the beach is brought to you with a stunning 14-acre, beach-entry lagoon. This move-in ready townhome shows like a model, featuring fresh paint, designer lighting, Reverse Osmosis Water, Screened Lanai, Epoxy Floor in Garage and upgrades throughout. Enjoy rare privacy with minimal shared walls, an oversized back and side yard, plus Beautiful Lake View's. Located in a gated section of Beachwalk, the HOA covers lawn maintenance for easy living. The spectacular clubhouse overlooks the lagoon and offers a full-service restaurant, state-of-the-art fitness center, clay tennis courts, pickleball, dog park, and putting green -- truly world-class amenities. Conveniently located near new shopping, just 1 mile to I-95 and 15 minutes to the beach. Zoned for all ''A''-rated schools. The bond portion of the CDD is paid off.

Cost to own

Mortgage calculator

$510,000
$102,000
Loan Term
Monthly Payment
$2,576
Principal & Interest: $2,576
Est. Taxes & Insurance: $644
Estimated Total Monthly
$3,220
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,714
Property taxesest. at asking price, St. Johns County$679
HOAbilled quarterly$553
Estimated total, before insurance$3,946/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $1,750,800 in March 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$394,949$344,227
2024$415,201$415,201
2023$115,000$115,000
2022$134,400$132,000
2021$120,000$120,000
2020$110,000$110,000

2025 property taxes (current owner): $6,437/yr

Estimated taxes if purchased at asking price: ~$8,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 8, 2026Price change$510,000$25,000
  • Feb 27, 2026Listed$535,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$510,000
Price / Sq Ft$268
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,906
Acres0.12 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

ElementaryLakeside Academy
MiddleLakeside Academy

Community Information

Address385 Rum Runner Way, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionBeachwalk
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size5,227.2 sq ft
Parcel Number0237170490

Amenities

AmenitiesBeach Access, Clubhouse, Dog Park, Fitness Center, Gated, Playground, Tennis Court(s)
UtilitiesCable Available, Cable Connected, Natural Gas Available
Water SourcePublic
ParkingAdditional Parking, Attached
ViewLake
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup

Exterior

Patio / PorchPorch, Rear Porch, Screened
RoofShingle
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedFebruary 28, 2026
Days on Market136
HOA Fees$1,660 / Quarterly
HOA FrequencyQuarterly
Tax Amount$6,437.09
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Beachwalk

Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Beachwalk homes for sale →

Listing Courtesy of: REMAX WELCOME HOME

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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