This home is in Willowcove, Ponte Vedra — a home near Allen D. Nease High School.
Active Under Contract·89 days on market·Willowcove
15 Catkin Lane
Ponte Vedra, FL 32081
About this home
Willowcove
Welcome to your dream home in the heart of Nocatee, one of Florida's most sought-after communities. This stunning 4-bedroom, 3-bath, true 3 car garage residence offers high value without the premium price tag of its surroundings. The home perfectly combines coastal charm with modern luxury, offering bright open spaces, quality craftsmanship, and resort-style amenities right outside your door. An open-concept floor plan filled with natural light, ideal for entertaining family and friends. Gourmet kitchen featuring premium stainless-steel appliances, granite countertops, designer cabinetry, and center island. Relax in your private owner's suite with spa-inspired en suite bathroom, dual vanities, and a generous walk-in closet. Enjoy your morning coffee or evening BBQs on the covered lanai overlooking the beautifully landscaped backyard. Outdoor Bull natural gas grill and producing lemon tree. Modern Features include solar electric, stylish flooring, and ample storage throughout
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $575,131 | $575,131 | — |
| 2024 | $584,492 | $260,812 | — |
| 2023 | $573,654 | $251,759 | — |
| 2022 | $492,243 | $242,970 | — |
| 2021 | $352,674 | $234,437 | — |
| 2020 | $324,388 | $230,510 | — |
2025 property taxes (current owner): $10,337/yr
Estimated taxes if purchased at asking price: ~$10,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,770 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 29, 2026Active Under Contract$635,000
- Jul 12, 2026Price change$635,000−$5,000
- Jun 1, 2026Listed$640,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Willowcove
Willowcove is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Willowcove homes for sale →Listing Courtesy of: OCEAN ONE REAL ESTATE GROUP LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines