This home is in Silver Leaf, St. Augustine.

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Active

Active·155 days on market·Silver Leaf

217 Silver Myrtle Court

St. Augustine, FL 32092

$390,000$196/sqftEst. $2,076/moMLS# 2129642

Beds

Baths

1,994

Sq Ft

2024

Built

Garage

Pool

About this home

Silver Leaf

Nearly 2,000 sq ft, a pond-view screened lanai, a 2-car garage and no CDD fee! This 2024 built townhome in gated Cherry Elm at SilverLeaf delivers more than the standard builder package. The 3-bedroom, 2.5-bath layout features an open main level plus an upstairs loft/bonus room. Wide plank luxury vinyl flooring runs throughout. No carpet! Along with 5-inch baseboards and upgraded lighting. The kitchen offers quartz countertops, a custom tile backsplash, oversized island, gas cooktop, wall oven and microwave/convection oven. The primary suite includes a walk-in closet, dual vanities and a large tiled shower. Epoxy flooring finishes the garage and screened lanai. Enjoy SilverLeaf pools, fitness center, tennis courts, dog park, playgrounds and walking paths. Move-in ready and available now.

Cost to own

Mortgage calculator

Home Price

$390,000

Down Payment: 20%

$78,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,982

Principal & Interest: $1,982

Est. Taxes & Insurance: $496

Estimated Total Monthly

$2,478

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,076

Property taxesest. at asking price, St. Johns County$519

HOAbilled monthly$205

Estimated total, before insurance$2,800/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $548,600 in June 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$340,457	$340,457	—
2024	$68,000	$63,800	—
2023	$58,000	$58,000	—

2025 property taxes (current owner): $4,919/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Feb 11, 2026Listed$390,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$390,000

Price / Sq Ft$196

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,994

Acres0.06 acres

Year Built2024

TypeResidential

Sub-TypeTownhouse

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

Community Information

Address217 Silver Myrtle Court, St. Augustine, FL 32092

Area304- 210 South

SubdivisionSilver Leaf

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size2,613.6 sq ft

Parcel Number0279852360

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingGarage, Garage Door Opener

ViewWater

Waterfront TypeLake Front, Pond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater

HeatingCentral

CoolingCentral Air

FlooringLaminate, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

SecuritySecurity Gate, Security System Owned, Smoke Detector(s)