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822 S FLETCHER Avenue, Fernandina Beach, FL 32034

$3,495,000
MLS# 2129415
3
Bedrooms
3
Bathrooms
2,846
Sq Ft
2008
Year Built

About This Home — 822 S FLETCHER Avenue

Impeccably maintained, this OCEANFRONT MASTERPIECE boasts 75 FEET OF DIRECT OCEAN FRONTAGE and a GENEROUSLY SIZED LAYOUT WITH BEDROOMS THAT SLEEPS 10+. Built with a CEMENT BLOCK, HARDYBOARD EXTERIOR and NEWER HVACs & GALVANIZED METAL ROOF, it boasts both a majestic presence and incredible durability against the elements. No long boardwalks, no hauling beach gear, this is true oceanfront living. Unlike many oceanfront areas further down the road, THIS HOME IS POSITIONED ON A NON-DRIVABLE SECTION OF BEACH, OFFERING UNINTERRUPTED VIEWS, NATURAL DUNES, AND A FAR MORE PRIVATE COASTAL EXPERIENCE. Spanning a well-designed layout, IT MAXIMIZES OCEAN VIEWS AT EVERY LEVEL effortlessly connecting all living space by a PRIVATE ELEVATOR for convenient access. The top floor main living area is designed for relaxed coastal living, with a WALL OF FLOOR-TO-CEILING GLASS DOORS THAT FRAME JAW-DROPPING OCEAN VIEWS AND OPEN ONTO A SPRAWLING DECK, perfect for sunrises and stargazing.

Features

Price$3,495,000
Price / Sq Ft$1,228
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,846
Acres0.17 acres
Year Built2008
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address822 S FLETCHER Avenue, Fernandina Beach, FL 32034
Area430-Nassau County Beaches-North
SubdivisionMetes & Bounds
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size7,405.2 sq ft
Lot Dimensions75 x 100
Parcel Number000031152000070090
ZoningResidential

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewBeach, Ocean
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Central Vacuum, Elevator, Kitchen Island, Split Bedrooms, Wet Bar
AppliancesDishwasher, Disposal, Dryer, Electric Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingHeat Pump
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories3
LaundryIn Unit, Upper Level

Exterior

Exterior FeaturesBalcony, Outdoor Shower
Patio / PorchDeck
RoofMetal, Other
ConstructionBlock, Concrete, Fiber Cement
Road SurfacePaved

Additional Information

Date ListedFebruary 10, 2026
Days on Market109
Tax Amount$29,336.31
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$3,495,000
$699,000
Loan Term
Monthly Payment
$18,602
Principal & Interest: $18,602
Est. Taxes & Insurance: $4,650
Estimated Total Monthly
$23,252
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: CENTURY 21 MILLER ELITE LLCAdele Suddes LLC · adele@isellfl.net

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida