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Active

Active·91 days on market

352 145th Avenue

Madeira Beach, FL 33708

$3,299,000$886/sqftEst. $17,559/moMLS# 2139988
4
Beds
3
Baths
3,722
Sq Ft
2024
Built
5
Garage
No
Pool

About this home

Madeira Beach

Stunning open-water sunset balcony views walking distance to the beach! This impressive three-story home has never been lived in and is designed for both luxurious living, sophistication, comfort and unforgettable entertaining. Inside, the residence showcases an impressive chef's dream Venetian-inspired gourmet kitchen designed to satisfy. Outfitted with an oversized 8-burner professional range, pot filler, and double ovens, this culinary space is as functional as it is striking. A 36-inch refrigerator and 36-inch freezer positioned side by side provide exceptional cold storage and convenience for large household, holiday gatherings, or upscale entertaining. Step outside to your resort-style oasis featuring a heated beach-entry pool with a swim-up bar and an attached under balcony heated 8-person spa that beautifully cascades into the pool. The hot summer southerly sun is no problem as the back balconies and 12 ft. sliding windows face North. For boating enthusiasts, your private doc

Cost to own

Mortgage calculator

$3,299,000
$659,800
Loan Term
Monthly Payment
$16,664
Principal & Interest: $16,664
Est. Taxes & Insurance: $4,166
Estimated Total Monthly
$20,830
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$17,559
Estimated total, before insurance$17,559/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $29,134/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone VE — coastal high-hazard area

Flood insurance is required by lenders, at coastal (wave-action) rates.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Other — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Pinellas County sewer lateral intersects parcel · Public water · Pinellas County WaterServiceConnection point in parcel

County records show this parcel on central sewer served by Pinellas County sewer lateral intersects parcel — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,917 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Apr 14, 2026Listed$3,299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$3,299,000
Price / Sq Ft$886
Bedrooms4
Bathrooms4.00
Full Baths3
Half Baths2
Square Footage3,722
Acres0.13 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive
# of Garages5
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOther
MiddleOther
HighOther

Community Information

Address352 145th Avenue, Madeira Beach, FL 33708
Area993-Out Of Area-South
SubdivisionMetes & Bounds
CityMadeira Beach
CountyPinellas
StateFL
Zip Code33708
Lot Size5,662.8 sq ft
Parcel Number103115543240000330
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingDetached
ViewIntracoastal

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories3
LevelsThree Or More

Exterior

Lot DescriptionOther
Patio / PorchCovered
RoofOther
ConstructionBlock, Stucco
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedApril 15, 2026
Days on Market50
Tax Amount$29,134
Tax Year2025
Listing TermsCash, Conventional, Owner May Carry
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LISTWITHFREEDOM.COM

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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