This home is in St. Augustine Beach.
Active·161 days on market
106 E Street
St. Augustine Beach, FL 32080
About this home
St. Augustine Beach
Welcome to The E Street Palace — The Ultimate Beach Pad, a fully remodeled, turn-key luxury 3BR/3BA home just steps from the beach, restaurants, and shopping, and located outside the flood zone. This commercial-zoned property allows short-term rentals without a transient license and generates over $100K annually in rental income with minimal effort, with more than $31K already booked Feb-May. The home features brand-new siding and impact windows, a stunning custom kitchen with quartz waterfall island, plus a second full kitchen and living area creating a private first-floor in-law suite. Enjoy a heated saltwater pool, private outdoor shower, custom exterior lighting, pet turf with marble pavers, and a massive covered granite outdoor kitchen and bar. A covered outdoor movie theater and firepit lounge complete the space. With two kitchens, two living areas, and custom finishes throughout, this is one of the most thoughtfully designed and income-producing beach homes available.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $577,207 | $379,092 | — |
| 2024 | $626,042 | $367,701 | — |
| 2023 | $606,803 | $312,719 | — |
| 2022 | $542,609 | $302,154 | — |
| 2021 | $378,895 | $291,897 | — |
| 2020 | $343,332 | $287,177 | — |
2025 property taxes (current owner): $6,723/yr
Estimated taxes if purchased at asking price: ~$27,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal, Shingle — year not disclosed (home built 1999)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,802 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Feb 4, 2026Listed$1,749,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REACH REALTY LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines