This home is in Reserve At Greenbriar, St. Johns.
Active·59 days on market·Reserve At Greenbriar
63 Winterberry Court
St. Johns, FL 32259
About this home
Reserve At Greenbriar
Interest rate too high? How about you inquire about this FHA assumable loan at 2.5%! Save money, No CDD, lower monthly mortgage & live in the home you deserve. 63 Winterberry is a striking showcase of modern luxury, space, and smart design, without the extra fees (No CDD fees). Enter through elegant French double doors into 3,197 sq ft of beautifully curated living space where style meets comfort. This 4-bedroom, 3.5-bath home features two expansive primary suites with walk-in closets (one up & one down), perfect for multi-generational living or private guest retreats. Upstairs, a spacious loft offers endless possibilities as a media room, lounge, or play space. The main level impresses with an executive office, formal dining room, inviting family room, and separate living area, all enhanced by sleek luxury vinyl plank flooring. Entertain effortlessly with a stylish Butler's pantry, while the garage is equipped with a Tesla charging system for modern convenience.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $543,285 | $359,429 | — |
| 2024 | $513,851 | $348,592 | — |
| 2023 | $473,469 | $336,983 | — |
| 2022 | $409,954 | $325,712 | — |
| 2021 | $65,000 | $44,000 | — |
| 2020 | $40,000 | $40,000 | — |
2025 property taxes (current owner): $5,336/yr
Estimated taxes if purchased at asking price: ~$10,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,719 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 13, 2026Price change$669,900−$4,000
- Jul 1, 2026Listed$673,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Reserve At Greenbriar
Reserve At Greenbriar is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Reserve At Greenbriar homes for sale →Listing Courtesy of: EPIQUE REALTY, INC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines